GA lenders / Community Bank
BankSouth
Community Bank · Greensboro, GA · Banksouth Holding Co
- Total assets
- $1.6B
- CRE loan book
- $498.0M
- QoQ CRE growth
- -6.5%
- Q1 2026
Recorded CRE activity — ga-coweta County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 30, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.67% as of Q1 2026 — TX bank median 4.87% (1.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.67% | 6.79% |
| Q4 2025 | 7.20% | 7.25% |
| Q3 2025 | 6.68% | 6.67% |
| Q2 2025 | 6.53% | 6.59% |
| Q1 2025 | 6.42% | 6.46% |
| Q4 2024 | 6.55% | 6.61% |
| Q3 2024 | 6.54% | 6.59% |
| Q2 2024 | 6.44% | 6.52% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $498.0M | $161.5M | $28.1M | 236% | $3.0M |
| Q4 2025 | $532.6M | $178.6M | $30.3M | 259% | $3.3M |
| Q3 2025 | $489.6M | $176.2M | $20.9M | 244% | $2.0M |
| Q2 2025 | $491.6M | $172.8M | $25.3M | 248% | $276,000 |
| Q1 2025 | $516.1M | $168.7M | $26.4M | 267% | $459,000 |
| Q4 2024 | $523.6M | $165.4M | $32.2M | 283% | $1.6M |
| Q3 2024 | $533.7M | $193.2M | $31.7M | 293% | $1.5M |
| Q2 2024 | $534.9M | $190.6M | $32.0M | 295% | $1.6M |
BankSouth: frequently asked questions
- How large is BankSouth's commercial real estate loan book?
- As of Q1 2026, BankSouth reported $498.0M in commercial real estate loans out of $1.6B in total assets, per its FFIEC Call Report.
- Is BankSouth above the 300% CRE concentration guideline?
- BankSouth's CRE loans stood at 236% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is BankSouth growing or shrinking its CRE lending?
- BankSouth's CRE loan book shrank 6.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is BankSouth in recorded CRE lending?
- 1 commercial deed of trust naming BankSouth as lender has been recorded recently in ga-coweta County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Bank of FreedomCommunity Bank · Wellsville · $493.6M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
- Cass Commercial BankCommunity Bank · Des Peres · $508.8M CRE book
- Farmers State BankCommunity Bank · Marion · $512.6M CRE book
- Ives BankCommunity Bank · Danbury · $482.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.