RefiLoop Lender Data

GA lenders / Regional Bank

Ameris Bank

Regional Bank · Atlanta, GA · Ameris Bcorp

Total assets
$28.0B
CRE loan book
$10.8B
CRE concentration
270%
below the 300% supervisory guideline
QoQ CRE growth
1.4%
Q1 2026

Recorded CRE activity — ga-coweta County

3 commercial deeds of trust recorded recently, verified from county records.

  • Jul 9, 2026 · unknownundisclosed
  • Jul 7, 2026 · landundisclosed
  • Jun 26, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.25% as of Q1 2026 — TX bank median 4.87% (0.39pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.25%5.72%
Q4 20255.42%5.89%
Q3 20255.49%5.92%
Q2 20255.50%5.90%
Q1 20255.20%5.72%
Q4 20245.43%5.96%
Q3 20245.48%6.05%
Q2 20245.33%5.98%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$10.8B$1.6B$2.1B270%$5.2M
Q4 2025$10.7B$1.5B$2.0B267%$7.3M
Q3 2025$10.3B$1.4B$2.0B266%$7.3M
Q2 2025$10.2B$1.5B$1.9B266%$10.7M
Q1 2025$10.3B$1.8B$1.6B261%$12.8M
Q4 2024$10.3B$2.0B$1.5B266%$15.0M
Q3 2024$10.3B$2.2B$1.3B267%$16.8M
Q2 2024$10.3B$2.3B$1.2B272%$21.1M

Signals

Recent news

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Last updated Jul 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.