FL lenders / Regional Bank
City National Bank of Florida
Regional Bank · Miami, FL · Empresas Juan Yarur Spa
- Total assets
- $28.6B
- CRE loan book
- $10.7B
- QoQ CRE growth
- 0.6%
- Q1 2026
Recorded CRE activity — harris County
2 commercial deeds of trust recorded recently, verified from county records.
- Aug 20, 2026 · landundisclosed
- Jul 21, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
5 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (5 variable / 0 fixed) · $9.8M total approved.
Borrower cities: Waco, Ponder, Amarillo, Dallas, Austin.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 18, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.52% as of Q1 2026 — TX bank median 4.87% (0.66pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.52% | 5.80% |
| Q4 2025 | 5.77% | 6.05% |
| Q3 2025 | 5.75% | 6.05% |
| Q2 2025 | 5.63% | 5.93% |
| Q1 2025 | 5.56% | 5.93% |
| Q4 2024 | 5.70% | 5.93% |
| Q3 2024 | 5.78% | 6.04% |
| Q2 2024 | 5.59% | 5.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.7B | $1.8B | $1.4B | 274% | $43.4M |
| Q4 2025 | $10.6B | $1.7B | $1.4B | 278% | $53.0M |
| Q3 2025 | $10.8B | $1.7B | $1.4B | 293% | $49.2M |
| Q2 2025 | $10.6B | $1.6B | $1.3B | 284% | $39.4M |
| Q1 2025 | $10.6B | $1.7B | $1.2B | 293% | $40.8M |
| Q4 2024 | $10.5B | $2.0B | $1.0B | 288% | $25.8M |
| Q3 2024 | $10.3B | $1.7B | $1.0B | 295% | $31.9M |
| Q2 2024 | $10.2B | $1.9B | $802.2M | 296% | $46.4M |
Signals
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Markets where City National Bank of Florida lends
City National Bank of Florida has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 20, 2026 · Sources: FFIEC CDR, county records, first-party conversations.