FL lenders / Community Bank
Climate First Bank
Community Bank · Saint Petersburg, FL · Climate First Bcorp Inc
- Total assets
- $1.8B
- CRE loan book
- $575.1M
- QoQ CRE growth
- 10.2%
- Q1 2026
Recorded CRE activity — collin County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.97% as of Q1 2026 — TX bank median 4.87% (2.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.97% | 7.64% |
| Q4 2025 | 7.03% | 7.73% |
| Q3 2025 | 6.95% | 7.83% |
| Q2 2025 | 6.94% | 7.73% |
| Q1 2025 | 6.61% | 7.36% |
| Q4 2024 | 6.83% | 7.39% |
| Q3 2024 | 6.70% | 7.24% |
| Q2 2024 | 6.36% | 7.14% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $575.1M | $109.1M | $27.1M | 235% | $0 |
| Q4 2025 | $521.9M | $94.3M | $19.7M | 232% | $0 |
| Q3 2025 | $429.9M | $77.5M | $6.1M | 211% | $0 |
| Q2 2025 | $394.9M | $72.6M | $6.1M | 218% | $0 |
| Q1 2025 | $358.3M | $62.2M | $6.2M | 211% | $0 |
| Q4 2024 | $328.3M | $50.3M | $6.2M | 229% | $0 |
| Q3 2024 | $308.6M | $48.2M | $6.2M | 234% | $0 |
| Q2 2024 | $271.2M | $34.4M | $8.2M | 225% | $0 |
Signals
Climate First Bank: frequently asked questions
- How large is Climate First Bank's commercial real estate loan book?
- As of Q1 2026, Climate First Bank reported $575.1M in commercial real estate loans out of $1.8B in total assets, per its FFIEC Call Report.
- Is Climate First Bank above the 300% CRE concentration guideline?
- Climate First Bank's CRE loans stood at 235% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Climate First Bank growing or shrinking its CRE lending?
- Climate First Bank's CRE loan book grew 10.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Climate First Bank in recorded CRE lending?
- 1 commercial deed of trust naming Climate First Bank as lender has been recorded recently in collin County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of WashingtonCommunity Bank · Washington · $576.0M CRE book
- Citizens BankCommunity Bank · Mukwonago · $577.1M CRE book
- First State BankCommunity Bank · Mendota · $572.0M CRE book
- Commercial Bank of Texas, National AssociationCommunity Bank · Nacogdoches · $571.4M CRE book
- Lincoln Savings BankCommunity Bank · Reinbeck · $569.5M CRE book
Markets where Climate First Bank lends
Climate First Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.