SD lenders / Community Bank
American Bank & Trust
Community Bank · Sioux Falls, SD · Leackco Bank Holding Co Inc
- Total assets
- $2.2B
- CRE loan book
- $589.5M
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.83% as of Q1 2026 — TX bank median 4.87% (0.96pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.83% | 6.37% |
| Q4 2025 | 5.94% | 6.59% |
| Q3 2025 | 5.93% | 6.73% |
| Q2 2025 | 5.70% | 6.62% |
| Q1 2025 | 5.29% | 6.21% |
| Q4 2024 | 5.48% | 6.54% |
| Q3 2024 | 5.46% | 6.67% |
| Q2 2024 | 5.27% | 6.48% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $589.5M | $65.1M | $174.3M | 191% | $0 |
| Q4 2025 | $574.1M | $59.4M | $174.8M | 198% | $0 |
| Q3 2025 | $555.4M | $53.1M | $164.1M | 198% | $0 |
| Q2 2025 | $578.8M | $68.9M | $166.4M | 255% | $0 |
| Q1 2025 | $544.5M | $93.8M | $143.0M | 249% | $0 |
| Q4 2024 | $543.2M | $92.8M | $142.5M | 252% | $0 |
| Q3 2024 | $567.5M | $102.5M | $147.1M | 272% | $0 |
| Q2 2024 | $557.6M | $99.4M | $148.5M | 273% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.