DE lenders / National Bank
Santander Bank, N.A.
National Bank · Wilmington, DE · Banco Santander Sa
- Total assets
- $106.1B
- CRE loan book
- $17.7B
- QoQ CRE growth
- -0.3%
- Q1 2026
Recorded CRE activity — harris County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 14, 2026 · unknownundisclosed
- Jul 13, 2026 · unknownundisclosed
- Apr 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.09% as of Q1 2026 — TX bank median 4.87% (0.22pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.09% | 5.99% |
| Q4 2025 | 5.38% | 7.95% |
| Q3 2025 | 5.53% | 6.41% |
| Q2 2025 | 5.47% | 6.26% |
| Q1 2025 | 5.34% | 6.09% |
| Q4 2024 | 5.65% | 6.24% |
| Q3 2024 | 5.87% | 6.18% |
| Q2 2024 | 5.81% | 6.15% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $17.7B | $4.6B | $9.5B | 125% | $581.5M |
| Q4 2025 | $17.8B | $4.6B | $9.6B | 121% | $497.6M |
| Q3 2025 | $18.5B | $4.7B | $9.9B | 130% | $508.2M |
| Q2 2025 | $18.6B | $4.9B | $9.6B | 134% | $547.2M |
| Q1 2025 | $18.7B | $4.7B | $9.8B | 139% | $644.6M |
| Q4 2024 | $18.5B | $4.6B | $9.9B | 140% | $470.1M |
| Q3 2024 | $18.8B | $4.8B | $10.0B | 140% | $459.2M |
| Q2 2024 | $19.1B | $4.5B | $10.5B | 144% | $399.9M |
Similar lenders
Other national banks we track with a comparable CRE book size.
- KeyBank National AssociationNational Bank · Cleveland · $17.5B CRE book
- Regions BankNational Bank · Birmingham · $15.8B CRE book
- Goldman Sachs Bank USANational Bank · New York · $14.7B CRE book
- Capital One, National AssociationNational Bank · Mclean · $24.4B CRE book
- Citibank, National AssociationNational Bank · Sioux Falls · $25.0B CRE book
Markets where Santander Bank, N.A. lends
Santander Bank, N.A. has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.