CA lenders / Community Bank
Open Bank
Community Bank · Los Angeles, CA · Op Bcorp
- Total assets
- $2.7B
- CRE loan book
- $1.4B
- QoQ CRE growth
- 5.2%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Oct 6, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
9 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 7.75% (9 variable / 0 fixed) · $18.0M total approved.
Borrower cities: Temple, White Settlement, Burleson, Irving, Crockett, Groesbeck.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 23, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.19% as of Q1 2026 — TX bank median 4.87% (1.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.19% | 6.27% |
| Q4 2025 | 6.48% | 6.59% |
| Q3 2025 | 6.47% | 6.59% |
| Q2 2025 | 6.47% | 6.62% |
| Q1 2025 | 6.13% | 6.32% |
| Q4 2024 | 6.26% | 6.51% |
| Q3 2024 | 6.55% | 6.68% |
| Q2 2024 | 6.42% | 6.62% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $791,000 | $109.6M | 260% | $44.9M |
| Q4 2025 | $1.3B | $794,000 | $101.5M | 255% | $30.7M |
| Q3 2025 | $1.2B | $798,000 | $104.2M | 277% | $26.8M |
| Q2 2025 | $1.2B | $799,000 | $60.5M | 259% | $20.0M |
| Q1 2025 | $1.2B | $3.5M | $58.0M | 260% | $22.5M |
| Q4 2024 | $1.1B | $3.5M | $58.2M | 257% | $24.2M |
| Q3 2024 | $1.1B | $10.6M | $44.0M | 253% | $14.4M |
| Q2 2024 | $1.1B | $14.0M | $41.3M | 256% | $7.5M |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- VeraBank, National AssociationCommunity Bank · Henderson · $1.4B CRE book
- PeoplesBankCommunity Bank · Holyoke · $1.4B CRE book
- Guaranty BankCommunity Bank · Springfield · $1.4B CRE book
- Pinnacle BankCommunity Bank · Fort Worth · $1.3B CRE book
- Hills Bank and Trust CompanyCommunity Bank · Hills · $1.4B CRE book
Markets where Open Bank lends
Open Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 6, 2026 · Sources: FFIEC CDR, county records, first-party conversations.