RefiLoop Lender Data

CA lenders / Community Bank

Nano Banc

Community Bank · Irvine, CA · Nano Financial Holdings Inc

Total assets
$859.6M
CRE loan book
$268.3M
CRE concentration
633%
above the 300% supervisory guideline
QoQ CRE growth
-9.7%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.82% as of Q1 2026 — TX bank median 4.87% (0.04pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.82%5.28%
Q4 20254.64%4.69%
Q3 20255.35%5.41%
Q2 20254.80%5.34%
Q1 20255.80%6.20%
Q4 20246.12%6.50%
Q3 20245.95%6.56%
Q2 20245.46%6.34%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$268.3M$42.9M$94.3M633%$104.9M
Q4 2025$297.2M$38.3M$94.0M672%$110.7M
Q3 2025$309.5M$38.3M$94.6M568%$68.0M
Q2 2025$336.3M$38.3M$117.1M446%$62.5M
Q1 2025$370.7M$36.9M$127.2M418%$11.6M
Q4 2024$349.4M$36.9M$125.2M402%$1.0M
Q3 2024$359.9M$36.9M$114.6M378%$0
Q2 2024$399.4M$52.0M$104.3M408%$7.9M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.