SoFi Bank, National Association · Alternatives
Alternatives to SoFi Bank, National Association for Commercial Real Estate Loans
Lenders worth a look alongside SoFi Bank, National Association — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other regional banks we track with a CRE loan book closest to SoFi Bank, National Association's — the most direct substitutes for the same kind of borrowing relationship.
- TD Bank USA, National AssociationRegional Bank · Wilmington · $105.0M CRE book
- Happen Bank, National AssociationRegional Bank · Lehi · $491.6M CRE book
- BNY Mellon, National AssociationRegional Bank · Pittsburgh · $834.0M CRE book
- Toyota Financial Savings BankRegional Bank · Henderson · $1.0B CRE book
- Safra National Bank of New YorkRegional Bank · New York · $1.1B CRE book
Lenders active in the same counties
SoFi Bank, National Association has commercial deeds of trust on record in Dallas, Grayson, Johnson, Tarrant, Oh-franklin, Oh-pike Counties. These lenders recorded commercial loans in the same counties over the last 90 days — verified closings, not marketing claims.
| # | Lender | Recorded commercial loans (90d) |
|---|---|---|
| 1 | RFLF 4 LLC | 43 |
| 2 | Kiavi Funding Inc | 40 |
| 3 | Construction Loan Services II LLC | 26 |
| 4 | JPMorgan Chase Bank | 18 |
| 5 | Prosperity Bank | 16 |
| 6 | First Financial Bank | 15 |
| 7 | Huntington National Bank | 14 |
| 8 | Conventus LLC | 13 |
| 9 | Frost Bank | 13 |
| 10 | Pinnacle Bank | 13 |
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Newtek Bank, National Association | 86 | 10.1% |
| 2 | Northeast Bank | 86 | 10.13% |
| 3 | Huntington National Bank | 76 | 9.5% |
| 4 | Live Oak Banking Company | 50 | 8.75% |
| 5 | Readycap Lending, LLC | 35 | 13.5% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.