UT lenders / Regional Bank
SoFi Bank, National Association
Regional Bank · Cottonwood Heights, UT · Sofi Technologies Inc
- Total assets
- $49.7B
- CRE loan book
- $158.2M
- QoQ CRE growth
- -0.7%
- Q1 2026
Recorded CRE activity — oh-franklin County
7 commercial deeds of trust recorded recently, verified from county records.
- Aug 4, 2026 · landundisclosed
- Jul 21, 2026 · landundisclosed
- Jul 17, 2026 · landundisclosed
- Jul 7, 2026 · landundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 10, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 4.87% (2.13pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 9.44% |
| Q4 2025 | 7.26% | 9.62% |
| Q3 2025 | 6.83% | 10.04% |
| Q2 2025 | 7.48% | 9.91% |
| Q1 2025 | 6.23% | 10.40% |
| Q4 2024 | 6.04% | 10.54% |
| Q3 2024 | 6.28% | 10.76% |
| Q2 2024 | 6.22% | 10.69% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $158.2M | $0 | $139.5M | 3% | $326,000 |
| Q4 2025 | $159.4M | $0 | $141.6M | 3% | $335,000 |
| Q3 2025 | $149.2M | $631,000 | $130.4M | 3% | $343,000 |
| Q2 2025 | $146.3M | $635,000 | $127.0M | 3% | $352,000 |
| Q1 2025 | $134.0M | $637,000 | $114.5M | 3% | $0 |
| Q4 2024 | $137.3M | $641,000 | $116.6M | 3% | $0 |
| Q3 2024 | $138.1M | $644,000 | $116.0M | 3% | $0 |
| Q2 2024 | $139.6M | $1.8M | $116.5M | 4% | $0 |
Signals
Similar lenders
Other regional banks we track with a comparable CRE book size.
- TD Bank USA, National AssociationRegional Bank · Wilmington · $105.0M CRE book
- Happen Bank, National AssociationRegional Bank · Lehi · $491.6M CRE book
- BNY Mellon, National AssociationRegional Bank · Pittsburgh · $834.0M CRE book
- Toyota Financial Savings BankRegional Bank · Henderson · $1.0B CRE book
- Safra National Bank of New YorkRegional Bank · New York · $1.1B CRE book
Markets where SoFi Bank, National Association lends
SoFi Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 4, 2026 · Sources: FFIEC CDR, county records, first-party conversations.