UT lenders / Regional Bank
SoFi Bank, National Association
Regional Bank · Cottonwood Heights, UT · Sofi Technologies Inc
- Total assets
- $49.7B
- CRE loan book
- $158.2M
- QoQ CRE growth
- -0.7%
- Q1 2026
Recorded CRE activity — oh-pike County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 21, 2026 · landundisclosed
- Jul 17, 2026 · landundisclosed
- Jul 7, 2026 · landundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 10, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 4.87% (2.13pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 9.44% |
| Q4 2025 | 7.26% | 9.62% |
| Q3 2025 | 6.83% | 10.04% |
| Q2 2025 | 7.48% | 9.91% |
| Q1 2025 | 6.23% | 10.40% |
| Q4 2024 | 6.04% | 10.54% |
| Q3 2024 | 6.28% | 10.76% |
| Q2 2024 | 6.22% | 10.69% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $158.2M | $0 | $139.5M | 3% | $326,000 |
| Q4 2025 | $159.4M | $0 | $141.6M | 3% | $335,000 |
| Q3 2025 | $149.2M | $631,000 | $130.4M | 3% | $343,000 |
| Q2 2025 | $146.3M | $635,000 | $127.0M | 3% | $352,000 |
| Q1 2025 | $134.0M | $637,000 | $114.5M | 3% | $0 |
| Q4 2024 | $137.3M | $641,000 | $116.6M | 3% | $0 |
| Q3 2024 | $138.1M | $644,000 | $116.0M | 3% | $0 |
| Q2 2024 | $139.6M | $1.8M | $116.5M | 4% | $0 |
SoFi Bank, National Association: frequently asked questions
- How large is SoFi Bank, National Association's commercial real estate loan book?
- As of Q1 2026, SoFi Bank, National Association reported $158.2M in commercial real estate loans out of $49.7B in total assets, per its FFIEC Call Report.
- Is SoFi Bank, National Association above the 300% CRE concentration guideline?
- SoFi Bank, National Association's CRE loans stood at 3% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is SoFi Bank, National Association growing or shrinking its CRE lending?
- SoFi Bank, National Association's CRE loan book shrank 0.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is SoFi Bank, National Association in recorded CRE lending?
- 6 commercial deeds of trust naming SoFi Bank, National Association as lender have been recorded recently in oh-pike County, verified from county records; the most recent was recorded Jul 21, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other regional banks we track with a comparable CRE book size.
- TD Bank USA, National AssociationRegional Bank · Wilmington · $105.0M CRE book
- Happen Bank, National AssociationRegional Bank · Lehi · $491.6M CRE book
- BNY Mellon, National AssociationRegional Bank · Pittsburgh · $834.0M CRE book
- Toyota Financial Savings BankRegional Bank · Henderson · $1.0B CRE book
- Safra National Bank of New YorkRegional Bank · New York · $1.1B CRE book
Markets where SoFi Bank, National Association lends
SoFi Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 21, 2026 · Sources: FFIEC CDR, county records, first-party conversations.