Bank OZK · Alternatives
Alternatives to Bank OZK for Commercial Real Estate Loans
Lenders worth a look alongside Bank OZK — matched on category and CRE book size, on verified activity in the same counties, and on SBA lending with real observed rates. Built from regulatory filings, county records, and SBA FOIA data; nothing here is sponsored.
Similar lenders by size and category
Other regional banks we track with a CRE loan book closest to Bank OZK's — the most direct substitutes for the same kind of borrowing relationship.
- East West BankRegional Bank · Pasadena · $21.5B CRE book
- CIBC Bank USARegional Bank · Chicago · $18.0B CRE book
- First Horizon BankRegional Bank · Memphis · $22.4B CRE book
- Webster Bank, National AssociationRegional Bank · Stamford · $22.5B CRE book
- Old National BankRegional Bank · Evansville · $22.7B CRE book
Lenders active in the same counties
Bank OZK has commercial deeds of trust on record in Dallas, Tarrant, Harris, Ga-coweta Counties. These lenders recorded commercial loans in the same counties over the last 90 days — verified closings, not marketing claims.
| # | Lender | Recorded commercial loans (90d) |
|---|---|---|
| 1 | Construction Loan Services II LLC | 37 |
| 2 | Prosperity Bank | 24 |
| 3 | RFLF 4 LLC | 23 |
| 4 | Frost Bank | 22 |
| 5 | Kiavi Funding Inc | 22 |
| 6 | Capital Fund I LLC | 14 |
| 7 | Crebrid LLC | 14 |
| 8 | City Bank | 13 |
| 9 | SCF Jake LP | 13 |
| 10 | Southstate Bank NA | 13 |
SBA-active alternatives
If the deal fits SBA 7(a)/504 — owner-occupied commercial real estate — these were the most active SBA lenders on Texas projects over the last 12 months, with the real median initial rate on their approvals (SBA FOIA loan-level data).
| # | Lender | SBA loans (12mo) | Median initial rate |
|---|---|---|---|
| 1 | Northeast Bank | 95 | 10.5% |
| 2 | Huntington National Bank | 80 | 9.75% |
| 3 | Newtek Bank, National Association | 77 | 10.25% |
| 4 | Live Oak Banking Company | 52 | 8.87% |
| 5 | Readycap Lending, LLC | 35 | 13.5% |
See which lenders match your deal
Answer a few questions about your property and get an estimated rate and structure range — plus how many lenders are actively closing loans like yours.
Estimate my termsSources: FFIEC Call Reports, county recorded documents, SBA 7(a)/504 FOIA loan-level data. Inclusion reflects verified lending data only — not an offer of credit, a recommendation of any institution, or a statement about credit quality.