AR lenders / Regional Bank
Bank OZK
Regional Bank · Little Rock, AR
- Total assets
- $41.7B
- CRE loan book
- $19.7B
- QoQ CRE growth
- -0.9%
- Q1 2026
Recorded CRE activity — harris County
10 commercial deeds of trust recorded recently, verified from county records.
- Aug 27, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jul 24, 2026 · unknownundisclosed
- Jul 9, 2026 · unknownundisclosed
- Jul 9, 2026 · unknownundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jun 23, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.48% as of Q1 2026 — TX bank median 4.87% (2.62pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.48% | 7.09% |
| Q4 2025 | 8.05% | 7.66% |
| Q3 2025 | 8.18% | 7.81% |
| Q2 2025 | 8.09% | 7.73% |
| Q1 2025 | 8.04% | 7.71% |
| Q4 2024 | 8.73% | 8.32% |
| Q3 2024 | 9.15% | 8.71% |
| Q2 2024 | 9.27% | 8.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $19.7B | $7.1B | $4.0B | 295% | $221.6M |
| Q4 2025 | $19.9B | $7.8B | $3.7B | 304% | $300.0M |
| Q3 2025 | $21.2B | $8.5B | $3.8B | 326% | $107.7M |
| Q2 2025 | $21.6B | $8.7B | $4.3B | 347% | $15.2M |
| Q1 2025 | $21.1B | $9.2B | $3.9B | 345% | $18.0M |
| Q4 2024 | $20.6B | $9.5B | $3.3B | 344% | $95.0M |
| Q3 2024 | $20.8B | $9.8B | $3.1B | 354% | $137.6M |
| Q2 2024 | $20.3B | $11.5B | $2.4B | 358% | $44.3M |
Signals
Recent news
- OZK Q2 2026 Earnings: EPS Lands Essentially in Line as Stock Edges Up 0.48% - Earnings Power Value - Vinanet — Coverage of Bank OZK related to earnings reported by vinanet.vn.Aug 14, 2026
- Wells Fargo & Company Initiates Coverage on Bank OZK (NASDAQ:OZK) - MarketBeat — Coverage of Bank OZK related to commercial real estate and lending reported by marketbeat.com.Aug 10, 2026
- Bank OZK (NASDAQ:OZK) Rating Increased to Hold at Wall Street Zen - MarketBeat — Coverage of Bank OZK related to commercial real estate and lending reported by marketbeat.com.Aug 8, 2026
- California State Teachers Retirement System Acquires 31,831 Shares of Bank OZK $OZK - MarketBeat — Coverage of Bank OZK related to M&A activity reported by marketbeat.com.Aug 6, 2026
- Bank OZK (OZK) Draws Valuation Focus, Is The Stock Fairly Valued? - simplywall.st — Coverage of Bank OZK related to commercial real estate and lending reported by simplywall.st.Aug 5, 2026
- Is Softer Q2 Profitability Altering The Investment Case For Bank OZK (OZK)? - webull.com — Coverage of Bank OZK related to commercial real estate and lending reported by webull.com.Aug 1, 2026
- Is Softer Q2 Profitability Altering The Investment Case For Bank OZK (OZK)? - simplywall.st — Coverage of Bank OZK related to commercial real estate and lending reported by simplywall.st.Jul 31, 2026
- Is Softer Q2 Profitability Altering The Investment Case For Bank OZK (OZK)? - Sahm — Coverage of Bank OZK related to commercial real estate and lending reported by sahmcapital.com.Jul 31, 2026
Similar lenders
Other regional banks we track with a comparable CRE book size.
- East West BankRegional Bank · Pasadena · $21.5B CRE book
- CIBC Bank USARegional Bank · Chicago · $18.0B CRE book
- First Horizon BankRegional Bank · Memphis · $22.4B CRE book
- Webster Bank, National AssociationRegional Bank · Stamford · $22.5B CRE book
- Old National BankRegional Bank · Evansville · $22.7B CRE book
Markets where Bank OZK lends
Bank OZK has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 27, 2026 · Sources: FFIEC CDR, county records, first-party conversations.