RefiLoop Lender Data

WV lenders / Community Bank

First Exchange Bank

Community Bank · White Hall, WV · Heritage Bancshares Inc

Total assets
$385.2M
CRE loan book
$84.5M
CRE concentration
127%
below the 300% supervisory guideline
QoQ CRE growth
-4.3%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$84.5M$5.7M$18.4M127%$3.5M
Q4 2025$88.3M$5.5M$17.4M137%$3.1M
Q3 2025$88.8M$5.0M$17.0M136%$3.8M
Q2 2025$92.1M$4.3M$17.1M146%$3.7M
Q1 2025$92.9M$4.6M$17.5M146%$2.7M
Q4 2024$95.5M$4.7M$19.0M153%$2.8M
Q3 2024$96.4M$4.8M$19.1M153%$2.9M
Q2 2024$97.1M$5.0M$19.2M154%$1.2M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.