OK lenders / Community Bank
Patrons Bank, National Association
Community Bank · Okmulgee, OK · First Okmulgee Corp
- Total assets
- $302.0M
- CRE loan book
- $84.8M
- QoQ CRE growth
- 2.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.98% as of Q1 2026 — TX bank median 4.87% (2.11pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.98% | 7.08% |
| Q4 2025 | 7.09% | 7.11% |
| Q3 2025 | 7.22% | 7.31% |
| Q2 2025 | 7.17% | 7.31% |
| Q1 2025 | 7.28% | 7.39% |
| Q4 2024 | 7.42% | 7.59% |
| Q3 2024 | 7.06% | 7.28% |
| Q2 2024 | 6.89% | 7.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $84.8M | $19.9M | $11.1M | 171% | $1.0M |
| Q4 2025 | $82.9M | $20.3M | $10.6M | 174% | $1.0M |
| Q3 2025 | $74.5M | $19.8M | $3.8M | 146% | $1.1M |
| Q2 2025 | $77.5M | $21.1M | $3.8M | 155% | $1.1M |
| Q1 2025 | $75.3M | $22.2M | $2.2M | 150% | $1.1M |
| Q4 2024 | $80.4M | $23.4M | $1.9M | 156% | $1.2M |
| Q3 2024 | $79.3M | $20.4M | $1.9M | 148% | $1.3M |
| Q2 2024 | $73.8M | $19.0M | $1.9M | 144% | $1.3M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers Savings BankCommunity Bank · Mineral Point · $84.9M CRE book
- Winnsboro State Bank & Trust CompanyCommunity Bank · Winnsboro · $84.7M CRE book
- The Friendship State BankCommunity Bank · Friendship · $85.0M CRE book
- First Exchange BankCommunity Bank · White Hall · $84.5M CRE book
- Incommons Bank, N.A.Community Bank · Mexia · $84.2M CRE book
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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.