WI lenders / Community Bank
Shell Lake State Bank
Community Bank · Shell Lake, WI · Shell Lake Bcorp Inc
- Total assets
- $357.5M
- CRE loan book
- $60.9M
- QoQ CRE growth
- 1.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.96% as of Q1 2026 — TX bank median 4.87% (1.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.96% | 6.05% |
| Q4 2025 | 5.98% | 6.10% |
| Q3 2025 | 5.94% | 6.07% |
| Q2 2025 | 5.79% | 5.93% |
| Q1 2025 | 5.73% | 5.86% |
| Q4 2024 | 5.85% | 5.94% |
| Q3 2024 | 5.63% | 5.76% |
| Q2 2024 | 5.35% | 5.51% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $60.9M | $23.3M | $4.3M | 81% | $0 |
| Q4 2025 | $59.7M | $21.8M | $4.4M | 82% | $0 |
| Q3 2025 | $55.3M | $18.7M | $4.5M | 75% | $0 |
| Q2 2025 | $54.6M | $18.1M | $4.4M | 74% | $0 |
| Q1 2025 | $56.5M | $21.6M | $2.3M | 79% | $0 |
| Q4 2024 | $56.2M | $22.5M | $2.3M | 79% | $0 |
| Q3 2024 | $58.3M | $24.0M | $2.3M | 82% | $0 |
| Q2 2024 | $59.9M | $24.1M | $0 | 79% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Metro BankCommunity Bank · Chicago · $61.0M CRE book
- Farmers State BankCommunity Bank · Cameron · $61.0M CRE book
- The Pecos County State BankCommunity Bank · Fort Stockton · $60.7M CRE book
- FreedomBankCommunity Bank · Elkader · $61.1M CRE book
- BankwestCommunity Bank · Rockford · $60.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.