RefiLoop Lender Data

WI lenders / Community Bank

Northern State Bank

Community Bank · Ashland, WI · Bay Area Banking Shares Inc

Total assets
$328.8M
CRE loan book
$55.0M
CRE concentration
83%
below the 300% supervisory guideline
QoQ CRE growth
-1.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$55.0M$8.5M$4.9M83%$1.1M
Q4 2025$55.9M$8.7M$5.0M83%$1.0M
Q3 2025$59.2M$10.7M$4.1M78%$1.5M
Q2 2025$57.6M$9.6M$4.1M74%$1.5M
Q1 2025$56.2M$9.5M$2.7M71%$1.5M
Q4 2024$60.8M$10.2M$2.7M74%$0
Q3 2024$64.7M$14.3M$2.7M88%$0
Q2 2024$65.9M$14.1M$2.8M90%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Northern State Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.