TX lenders / Community Bank
Crossroads Bank
Community Bank · Yoakum, TX · First St Bancshares Yoakum Inc
- Total assets
- $381.2M
- CRE loan book
- $54.5M
- QoQ CRE growth
- 1.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.89% as of Q1 2026 — TX bank median 6.76% (0.14pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.89% | 7.51% |
| Q4 2025 | 6.98% | 7.61% |
| Q3 2025 | 7.02% | 7.68% |
| Q2 2025 | 6.83% | 7.50% |
| Q1 2025 | 6.77% | 7.43% |
| Q4 2024 | 6.75% | 7.48% |
| Q3 2024 | 6.74% | 7.48% |
| Q2 2024 | 6.58% | 7.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $54.5M | $4.0M | $1.0M | 44% | $3.1M |
| Q4 2025 | $53.8M | $3.0M | $1.0M | 43% | $3.1M |
| Q3 2025 | $53.6M | $2.7M | $1.0M | 43% | $3.2M |
| Q2 2025 | $54.5M | $3.1M | $1.0M | 45% | $3.2M |
| Q1 2025 | $54.6M | $3.1M | $1.1M | 45% | $3.2M |
| Q4 2024 | $52.8M | $3.0M | $1.1M | 44% | $3.3M |
| Q3 2024 | $52.5M | $2.7M | $1.1M | 43% | $3.3M |
| Q2 2024 | $52.4M | $2.4M | $1.1M | 43% | $3.3M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of HollandCommunity Bank · Holland · $54.7M CRE book
- Murphy-Wall State Bank and Trust CompanyCommunity Bank · Pinckneyville · $54.9M CRE book
- Pine Country BankCommunity Bank · Little Falls · $54.1M CRE book
- Northern State BankCommunity Bank · Ashland · $55.0M CRE book
- Citizens Bank & Trust CompanyCommunity Bank · Campbellsville · $54.0M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.