RefiLoop Lender Data

NY lenders / Community Bank

Bank of Holland

Community Bank · Holland, NY · Holland Bcorp Inc

Total assets
$256.1M
CRE loan book
$54.7M
CRE concentration
168%
below the 300% supervisory guideline
QoQ CRE growth
1.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.62% as of Q1 2026 — TX bank median 4.87% (0.76pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.62%5.66%
Q4 20255.76%5.81%
Q3 20255.79%5.83%
Q2 20255.60%5.65%
Q1 20255.37%5.43%
Q4 20245.48%5.55%
Q3 20245.51%5.57%
Q2 20245.39%5.46%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$54.7M$13.8M$10.3M168%$34,000
Q4 2025$54.1M$14.0M$10.4M171%$0
Q3 2025$52.3M$13.4M$9.7M169%$0
Q2 2025$53.0M$14.4M$9.3M177%$0
Q1 2025$52.2M$14.2M$9.3M174%$0
Q4 2024$49.5M$14.2M$9.4M167%$0
Q3 2024$47.4M$11.8M$9.4M158%$0
Q2 2024$46.3M$10.3M$9.4M154%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.