RefiLoop Lender Data

WI lenders / Community Bank

Ergo Bank

Community Bank · Markesan, WI · Fs Bancshares Inc

Total assets
$263.1M
CRE loan book
$87.1M
CRE concentration
247%
below the 300% supervisory guideline
QoQ CRE growth
12.9%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.75pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.61%6.64%
Q4 20256.81%7.36%
Q3 20256.75%6.73%
Q2 20256.72%6.74%
Q1 20256.53%6.53%
Q4 20246.59%6.53%
Q3 20246.71%6.62%
Q2 20246.65%6.54%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$87.1M$2.9M$7.3M247%$500,000
Q4 2025$77.1M$2.6M$7.0M219%$500,000
Q3 2025$72.6M$3.5M$7.3M221%$500,000
Q2 2025$70.9M$3.6M$6.2M230%$500,000
Q1 2025$70.5M$4.2M$7.8M240%$500,000
Q4 2024$67.8M$3.5M$7.3M234%$500,000
Q3 2024$86.9M$21.5M$7.3M317%$500,000
Q2 2024$84.5M$21.0M$7.4M313%$500,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.