OH lenders / Community Bank
United Midwest Savings Bank, National Association
Community Bank · Degraff, OH · Msb Capital Corp
- Total assets
- $520.6M
- CRE loan book
- $87.4M
- QoQ CRE growth
- 5.9%
- Q1 2026
Recorded CRE activity — oh-ottawa County
4 commercial deeds of trust recorded recently, verified from county records.
- Jul 17, 2026 · unknownundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jul 17, 2026 · landundisclosed
- Jul 15, 2026 · landundisclosed
Observed rates
Real loans — SBA 7(a)
62 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.75% (62 variable / 0 fixed) · $17.7M total approved.
Borrower cities: Houston (5), Mckinney (4), Austin (4), Fort Worth (3), Arlington (3), San Antonio (3).
Source: SBA 7(a) FOIA dataset · most recent approval Mar 31, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.08% as of Q1 2026 — TX bank median 4.87% (3.22pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.08% | 8.79% |
| Q4 2025 | 9.43% | 9.26% |
| Q3 2025 | 8.75% | 9.14% |
| Q2 2025 | 8.25% | 9.34% |
| Q1 2025 | 8.91% | 9.65% |
| Q4 2024 | 10.95% | 10.11% |
| Q3 2024 | 10.13% | 10.38% |
| Q2 2024 | 10.22% | 10.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $87.4M | $146,000 | $117,000 | 77% | $623,000 |
| Q4 2025 | $82.5M | $158,000 | $118,000 | 80% | $639,000 |
| Q3 2025 | $94.7M | $169,000 | $120,000 | 92% | $3.6M |
| Q2 2025 | $93.6M | $180,000 | $120,000 | 88% | $3.8M |
| Q1 2025 | $79.7M | $196,000 | $121,000 | 82% | $3.9M |
| Q4 2024 | $79.3M | $207,000 | $123,000 | 82% | $1.7M |
| Q3 2024 | $79.9M | $229,000 | $124,000 | 84% | $2.3M |
| Q2 2024 | $77.9M | $242,000 | $125,000 | 78% | $2.3M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Chippewa Valley BankCommunity Bank · Hayward · $87.3M CRE book
- Ergo BankCommunity Bank · Markesan · $87.1M CRE book
- Washington County BankCommunity Bank · Blair · $86.9M CRE book
- The Bank of MarionCommunity Bank · Marion · $87.9M CRE book
- Denver Savings BankCommunity Bank · Denver · $86.4M CRE book
See all alternatives to United Midwest Savings Bank, National Association →
Last updated Jul 17, 2026 · Sources: FFIEC CDR, county records, first-party conversations.