VT lenders / Community Bank
Passumpsic Savings Bank
Community Bank · Saint Johnsbury, VT · Passumpsic Bcorp
- Total assets
- $925.4M
- CRE loan book
- $100.7M
- QoQ CRE growth
- 1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.75% as of Q1 2026 — TX bank median 4.87% (0.11pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.75% | 5.07% |
| Q4 2025 | 4.74% | 5.06% |
| Q3 2025 | 4.82% | 5.12% |
| Q2 2025 | 4.85% | 5.00% |
| Q1 2025 | 4.42% | 4.86% |
| Q4 2024 | 4.41% | 4.81% |
| Q3 2024 | 4.26% | 4.73% |
| Q2 2024 | 4.18% | 4.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $100.7M | $8.5M | $3.7M | 33% | $930,000 |
| Q4 2025 | $99.2M | $6.9M | $3.3M | 31% | $605,000 |
| Q3 2025 | $94.9M | $4.8M | $3.1M | 28% | $613,000 |
| Q2 2025 | $94.2M | $3.7M | $3.1M | 28% | $970,000 |
| Q1 2025 | $96.2M | $2.7M | $3.5M | 29% | $1.1M |
| Q4 2024 | $96.2M | $2.0M | $2.7M | 29% | $1.2M |
| Q3 2024 | $101.2M | $2.3M | $2.8M | 30% | $6.3M |
| Q2 2024 | $103.7M | $2.4M | $2.8M | 31% | $6.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Ohnward Bank & TrustCommunity Bank · Cascade · $100.6M CRE book
- Security BankCommunity Bank · New Auburn · $100.7M CRE book
- Bank of WestonCommunity Bank · Weston · $100.3M CRE book
- The Peoples State Bank of Newton, IllinoisCommunity Bank · Newton · $101.2M CRE book
- The Bank and Trust, S.S.B.Community Bank · Del Rio · $101.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.