TX lenders / Community Bank
The Bank and Trust, S.S.B.
Community Bank · Del Rio, TX · Westex Bcorp Inc
- Total assets
- $581.2M
- CRE loan book
- $101.8M
- QoQ CRE growth
- 0.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.09% as of Q1 2026 — TX bank median 6.76% (0.67pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.09% | 6.21% |
| Q4 2025 | 6.26% | 6.42% |
| Q3 2025 | 6.17% | 6.27% |
| Q2 2025 | 6.05% | 6.19% |
| Q1 2025 | 5.93% | 6.10% |
| Q4 2024 | 5.96% | 6.15% |
| Q3 2024 | 5.85% | 6.05% |
| Q2 2024 | 5.85% | 6.02% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $101.8M | $21.8M | $8.1M | 110% | $0 |
| Q4 2025 | $101.8M | $28.3M | $7.5M | 117% | $0 |
| Q3 2025 | $95.0M | $31.0M | $5.0M | 115% | $0 |
| Q2 2025 | $91.7M | $26.6M | $7.0M | 110% | $0 |
| Q1 2025 | $88.9M | $22.4M | $9.7M | 107% | $0 |
| Q4 2024 | $88.4M | $17.5M | $14.0M | 104% | $0 |
| Q3 2024 | $88.1M | $18.4M | $12.6M | 104% | $0 |
| Q2 2024 | $84.2M | $16.8M | $11.0M | 99% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Peoples State Bank of Newton, IllinoisCommunity Bank · Newton · $101.2M CRE book
- Security BankCommunity Bank · New Auburn · $100.7M CRE book
- Passumpsic Savings BankCommunity Bank · Saint Johnsbury · $100.7M CRE book
- Ohnward Bank & TrustCommunity Bank · Cascade · $100.6M CRE book
- Bank of WestonCommunity Bank · Weston · $100.3M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.