VA lenders / Community Bank
FVCbank
Community Bank · Fairfax, VA · Fvcbankcorp Inc
- Total assets
- $2.3B
- CRE loan book
- $1.2B
- QoQ CRE growth
- -2.3%
- Q1 2026
Recorded CRE activity — oh-franklin County
5 commercial deeds of trust recorded recently, verified from county records.
- Jul 30, 2026 · landundisclosed
- Jul 30, 2026 · landundisclosed
- Jul 27, 2026 · landundisclosed
- Jul 20, 2026 · unknownundisclosed
- Jul 20, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.46% as of Q1 2026 — TX bank median 4.87% (0.59pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.46% | 5.88% |
| Q4 2025 | 5.47% | 5.97% |
| Q3 2025 | 5.35% | 5.79% |
| Q2 2025 | 5.23% | 5.76% |
| Q1 2025 | 5.23% | 5.66% |
| Q4 2024 | 5.46% | 5.88% |
| Q3 2024 | 5.42% | 5.82% |
| Q2 2024 | 5.29% | 5.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $157.1M | $158.6M | 306% | $10.1M |
| Q4 2025 | $1.2B | $157.0M | $159.5M | 313% | $10.1M |
| Q3 2025 | $1.2B | $170.2M | $160.8M | 330% | $10.1M |
| Q2 2025 | $1.2B | $177.1M | $163.6M | 346% | $10.1M |
| Q1 2025 | $1.2B | $165.6M | $166.8M | 357% | $10.2M |
| Q4 2024 | $1.2B | $162.3M | $170.8M | 371% | $10.3M |
| Q3 2024 | $1.2B | $173.8M | $166.8M | 385% | $851,000 |
| Q2 2024 | $1.2B | $164.7M | $180.4M | 393% | $851,000 |
Signals
Recent news
- FVCBankcorp Declares Dividend After Record Quarterly Earnings - The Globe and Mail — Coverage of FVCbank related to earnings reported by theglobeandmail.com.Jul 22, 2026
- FVCBankcorp Q2 EPS beats estimates on record income - scanx.trade — Coverage of FVCbank related to commercial real estate and lending reported by scanx.trade.Jul 21, 2026
- FVCBankcorp Sets Aug. 17 Date for $0.07 Shareholder Payout - Stock Titan — Coverage of FVCbank related to commercial real estate and lending reported by stocktitan.net.Jul 16, 2026
- FVCbank Expands Into Hampton Roads with Virginia Beach Loan Office, Appoints Terri Ruby - citybiz — Coverage of FVCbank related to personnel moves and lending reported by citybiz.co.May 6, 2026
FVCbank: frequently asked questions
- How large is FVCbank's commercial real estate loan book?
- As of Q1 2026, FVCbank reported $1.2B in commercial real estate loans out of $2.3B in total assets, per its FFIEC Call Report.
- Is FVCbank above the 300% CRE concentration guideline?
- FVCbank's CRE loans stood at 306% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is FVCbank growing or shrinking its CRE lending?
- FVCbank's CRE loan book shrank 2.3% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is FVCbank in recorded CRE lending?
- 5 commercial deeds of trust naming FVCbank as lender have been recorded recently in oh-franklin County, verified from county records; the most recent was recorded Jul 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Austin Bank, Texas National AssociationCommunity Bank · Jacksonville · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
- Carrollton BankCommunity Bank · Carrollton · $1.2B CRE book
Last updated Jul 30, 2026 · Sources: FFIEC CDR, county records, first-party conversations.