UT lenders / Bank
Celtic Bank Corporation
Bank
Observed rates
Real loans — SBA 7(a)
103 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.75% (103 variable / 0 fixed) · $35.9M total approved.
Borrower cities: Houston (13), Austin (6), Laredo (5), Dallas (5), San Antonio (4), Katy (4).
Source: SBA 7(a) FOIA dataset · most recent approval Mar 27, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
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Similar lenders
Other banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.