IL lenders / Bank
CenTrust Bank, A Division of SmartBiz Bank National Association
Bank
Observed rates
Real loans — SBA 7(a)
48 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 11.25% (48 variable / 0 fixed) · $9.0M total approved.
Borrower cities: Houston (5), Austin (4), Dallas (3), Fort Worth (3), Midland (2), Round Rock (2).
Source: SBA 7(a) FOIA dataset · most recent approval Mar 23, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
For a current market estimate for your property, use the terms estimator →
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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.