RefiLoop Lender Data

IL lenders / Bank

CenTrust Bank, A Division of SmartBiz Bank National Association

Bank

Observed rates

Real loans — SBA 7(a)

73 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 11.25% (73 variable / 0 fixed) · $13.6M total approved.

Borrower cities: Houston (8), Austin (5), Midland (3), Dallas (3), Fort Worth (3), Keller (2).

Source: SBA 7(a) FOIA dataset · most recent approval Mar 23, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.

For a current market estimate for your property, use the terms estimator →

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.