TX lenders / Community Bank
Vantage Bank Texas
Community Bank · San Antonio, TX · Vbt Financial Corp Inc
- Total assets
- $4.9B
- CRE loan book
- $2.1B
- QoQ CRE growth
- 3.9%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 29, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 6.76% (0.55pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.33% |
| Q4 2025 | 6.25% | 6.51% |
| Q3 2025 | 6.36% | 6.57% |
| Q2 2025 | 6.48% | 6.56% |
| Q1 2025 | 6.02% | 6.45% |
| Q4 2024 | 6.36% | 6.59% |
| Q3 2024 | 6.19% | 6.62% |
| Q2 2024 | 6.10% | 6.45% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $517.4M | $81.3M | 335% | $19.8M |
| Q4 2025 | $2.0B | $493.4M | $80.8M | 334% | $20.5M |
| Q3 2025 | $2.0B | $457.5M | $181.8M | 355% | $20.5M |
| Q2 2025 | $2.0B | $483.0M | $177.8M | 355% | $0 |
| Q1 2025 | $1.9B | $446.5M | $168.6M | 344% | $0 |
| Q4 2024 | $1.9B | $439.0M | $155.5M | 342% | $1.2M |
| Q3 2024 | $1.9B | $462.0M | $162.3M | 349% | $3.1M |
| Q2 2024 | $1.9B | $466.3M | $156.5M | 340% | $2.8M |
Signals
CRE hiring
- Commercial Relationship Manager III — HoustonJun 12, 2026
Vantage Bank Texas: frequently asked questions
- How large is Vantage Bank Texas's commercial real estate loan book?
- As of Q1 2026, Vantage Bank Texas reported $2.1B in commercial real estate loans out of $4.9B in total assets, per its FFIEC Call Report.
- Is Vantage Bank Texas above the 300% CRE concentration guideline?
- Vantage Bank Texas's CRE loans stood at 335% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Vantage Bank Texas growing or shrinking its CRE lending?
- Vantage Bank Texas's CRE loan book grew 3.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Vantage Bank Texas in recorded CRE lending?
- 1 commercial deed of trust naming Vantage Bank Texas as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jun 29, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Sunflower Bank, National AssociationCommunity Bank · Dallas · $2.1B CRE book
- The Fidelity BankCommunity Bank · Fuquay Varina · $2.1B CRE book
- Bar Harbor Bank & TrustCommunity Bank · Bar Harbor · $2.0B CRE book
- First Business BankCommunity Bank · Madison · $2.0B CRE book
- First International Bank & TrustCommunity Bank · Watford City · $2.2B CRE book
Markets where Vantage Bank Texas lends
Vantage Bank Texas has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.