ME lenders / Community Bank
Bar Harbor Bank & Trust
Community Bank · Bar Harbor, ME · Bar Harbor Bankshares
- Total assets
- $4.7B
- CRE loan book
- $2.0B
- QoQ CRE growth
- -1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.32% as of Q1 2026 — TX bank median 4.87% (0.46pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.32% | 5.39% |
| Q4 2025 | 5.52% | 5.56% |
| Q3 2025 | 5.66% | 5.73% |
| Q2 2025 | 5.30% | 5.43% |
| Q1 2025 | 5.17% | 5.32% |
| Q4 2024 | 5.22% | 5.35% |
| Q3 2024 | 5.25% | 5.46% |
| Q2 2024 | 5.15% | 5.33% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $246.8M | $345.3M | 334% | $12.4M |
| Q4 2025 | $2.0B | $240.7M | $349.5M | 348% | $1.0M |
| Q3 2025 | $2.0B | $193.8M | $375.4M | 349% | $499,000 |
| Q2 2025 | $1.8B | $182.4M | $312.4M | 335% | $750,000 |
| Q1 2025 | $1.8B | $167.7M | $310.3M | 334% | $789,000 |
| Q4 2024 | $1.8B | $154.2M | $299.0M | 334% | $1.0M |
| Q3 2024 | $1.7B | $155.5M | $267.7M | 312% | $1.3M |
| Q2 2024 | $1.7B | $204.0M | $203.1M | 313% | $401,000 |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Fidelity BankCommunity Bank · Fuquay Varina · $2.1B CRE book
- First Financial Bank, National AssociationCommunity Bank · Terre Haute · $1.9B CRE book
- The Farmers National Bank of CanfieldCommunity Bank · Canfield · $2.1B CRE book
- Civista BankCommunity Bank · Sandusky · $1.9B CRE book
- The Camden National BankCommunity Bank · Camden · $2.2B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.