TX lenders / Community Bank
UBank
Community Bank · Huntington, TX · Ubank Holdings Inc
- Total assets
- $942.1M
- CRE loan book
- $450.2M
- QoQ CRE growth
- 1.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.61% as of Q1 2026 — TX bank median 6.76% (0.86pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.61% | 7.73% |
| Q4 2025 | 7.83% | 7.96% |
| Q3 2025 | 7.97% | 8.10% |
| Q2 2025 | 8.04% | 8.15% |
| Q1 2025 | 7.76% | 7.86% |
| Q4 2024 | 8.01% | 7.87% |
| Q3 2024 | 7.61% | 7.71% |
| Q2 2024 | 7.20% | 7.29% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $450.2M | $127.1M | $63.6M | 362% | $2.0M |
| Q4 2025 | $443.4M | $117.2M | $63.9M | 366% | $2.0M |
| Q3 2025 | $436.0M | $113.7M | $54.2M | 383% | $1.1M |
| Q2 2025 | $377.3M | $91.0M | $59.7M | 345% | $0 |
| Q1 2025 | $360.6M | $90.0M | $52.0M | 327% | $3.0M |
| Q4 2024 | $347.5M | $101.0M | $30.0M | 326% | $2.9M |
| Q3 2024 | $341.4M | $95.4M | $29.3M | 334% | $5.0M |
| Q2 2024 | $330.1M | $95.4M | $29.6M | 352% | $3.3M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- PB&T BankCommunity Bank · Pueblo · $450.3M CRE book
- NewFirst National BankCommunity Bank · El Campo · $450.5M CRE book
- Visionbank Of IowaCommunity Bank · Ames · $454.1M CRE book
- Katahdin Trust CompanyCommunity Bank · Patten · $445.7M CRE book
- First State BankCommunity Bank · Eastpointe · $457.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.