TX lenders / Community Bank
The Moody National Bank
Community Bank · Galveston, TX · Moody Bancshares Inc
- Total assets
- $1.5B
- CRE loan book
- $874.8M
- QoQ CRE growth
- 2.5%
- Q1 2026
Recorded CRE activity — harris County
8 commercial deeds of trust recorded recently, verified from county records.
- Aug 19, 2026 · unknownundisclosed
- Aug 12, 2026 · landundisclosed
- Aug 7, 2026 · unknownundisclosed
- Jul 27, 2026 · unknownundisclosed
- Jul 21, 2026 · unknownundisclosed
- Jul 21, 2026 · unknownundisclosed
- Jul 14, 2026 · retailundisclosed
- Jul 6, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.08% as of Q1 2026 — TX bank median 4.87% (1.22pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.08% | 6.17% |
| Q4 2025 | 6.34% | 6.42% |
| Q3 2025 | 6.33% | 6.44% |
| Q2 2025 | 6.33% | 6.46% |
| Q1 2025 | 6.04% | 6.20% |
| Q4 2024 | 6.03% | 6.22% |
| Q3 2024 | 6.15% | 6.33% |
| Q2 2024 | 6.10% | 6.56% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $874.8M | $93.5M | $100.3M | 259% | $10.9M |
| Q4 2025 | $853.5M | $135.2M | $95.9M | 256% | $11.7M |
| Q3 2025 | $915.2M | $128.7M | $94.1M | 271% | $8.3M |
| Q2 2025 | $945.6M | $150.6M | $73.4M | 287% | $8.5M |
| Q1 2025 | $957.2M | $127.8M | $73.8M | 295% | $9.1M |
| Q4 2024 | $975.6M | $150.8M | $92.4M | 302% | $9.4M |
| Q3 2024 | $967.7M | $145.8M | $93.3M | 269% | $9.9M |
| Q2 2024 | $952.2M | $155.0M | $93.7M | 269% | $10.1M |
The Moody National Bank: frequently asked questions
- How large is The Moody National Bank's commercial real estate loan book?
- As of Q1 2026, The Moody National Bank reported $874.8M in commercial real estate loans out of $1.5B in total assets, per its FFIEC Call Report.
- Is The Moody National Bank above the 300% CRE concentration guideline?
- The Moody National Bank's CRE loans stood at 259% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Moody National Bank growing or shrinking its CRE lending?
- The Moody National Bank's CRE loan book grew 2.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Moody National Bank in recorded CRE lending?
- 8 commercial deeds of trust naming The Moody National Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 19, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- National Bank of CommerceCommunity Bank · Superior · $877.0M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- Wallis BankCommunity Bank · Wallis · $889.5M CRE book
- Regent BankCommunity Bank · Tulsa · $910.0M CRE book
- Omb BankCommunity Bank · Springfield · $910.5M CRE book
Markets where The Moody National Bank lends
The Moody National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 19, 2026 · Sources: FFIEC CDR, county records, first-party conversations.