TX lenders / Community Bank
The Granger National Bank
Community Bank · Granger, TX · Granger Bancshares Inc
- Total assets
- $50.3M
- CRE loan book
- $10.2M
- QoQ CRE growth
- 3.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.59% as of Q1 2026 — TX bank median 6.76% (1.16pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.59% | 8.71% |
| Q4 2025 | 4.89% | 7.85% |
| Q3 2025 | 5.83% | 8.35% |
| Q2 2025 | 7.07% | 8.15% |
| Q1 2025 | 7.70% | 8.27% |
| Q4 2024 | 6.71% | 8.73% |
| Q3 2024 | 6.53% | 8.69% |
| Q2 2024 | 7.38% | 8.09% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.2M | $265,000 | $129,000 | 104% | $0 |
| Q4 2025 | $9.9M | $268,000 | $129,000 | 92% | $0 |
| Q3 2025 | $9.1M | $269,000 | $134,000 | 80% | $0 |
| Q2 2025 | $8.5M | $270,000 | $138,000 | 70% | $0 |
| Q1 2025 | $7.7M | $210,000 | $141,000 | 71% | $0 |
| Q4 2024 | $6.6M | $210,000 | $145,000 | 58% | $0 |
| Q3 2024 | $5.5M | $0 | $147,000 | 40% | $0 |
| Q2 2024 | $566,000 | $0 | $151,000 | 6% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Commerce Bank TexasCommunity Bank · Stockdale · $10.3M CRE book
- United Bank and Trust CompanyCommunity Bank · Hampton · $10.3M CRE book
- The State BankCommunity Bank · Spirit Lake · $10.3M CRE book
- Perennial BankCommunity Bank · Darwin · $10.2M CRE book
- Citizens Bank & TrustCommunity Bank · Rock Port · $10.3M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.