TX lenders / Community Bank
The Granger National Bank
Community Bank · Granger, TX · Granger Bancshares Inc
- Total assets
- $50.3M
- CRE loan book
- $10.2M
- QoQ CRE growth
- 3.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 17, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.59% as of Q1 2026 — TX bank median 4.87% (0.73pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.59% | 8.71% |
| Q4 2025 | 4.89% | 7.85% |
| Q3 2025 | 5.83% | 8.35% |
| Q2 2025 | 7.07% | 8.15% |
| Q1 2025 | 7.70% | 8.27% |
| Q4 2024 | 6.71% | 8.73% |
| Q3 2024 | 6.53% | 8.69% |
| Q2 2024 | 7.38% | 8.09% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.2M | $265,000 | $129,000 | 104% | $0 |
| Q4 2025 | $9.9M | $268,000 | $129,000 | 92% | $0 |
| Q3 2025 | $9.1M | $269,000 | $134,000 | 80% | $0 |
| Q2 2025 | $8.5M | $270,000 | $138,000 | 70% | $0 |
| Q1 2025 | $7.7M | $210,000 | $141,000 | 71% | $0 |
| Q4 2024 | $6.6M | $210,000 | $145,000 | 58% | $0 |
| Q3 2024 | $5.5M | $0 | $147,000 | 40% | $0 |
| Q2 2024 | $566,000 | $0 | $151,000 | 6% | $0 |
The Granger National Bank: frequently asked questions
- How large is The Granger National Bank's commercial real estate loan book?
- As of Q1 2026, The Granger National Bank reported $10.2M in commercial real estate loans out of $50.3M in total assets, per its FFIEC Call Report.
- Is The Granger National Bank above the 300% CRE concentration guideline?
- The Granger National Bank's CRE loans stood at 104% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Granger National Bank growing or shrinking its CRE lending?
- The Granger National Bank's CRE loan book grew 3.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Granger National Bank in recorded CRE lending?
- 1 commercial deed of trust naming The Granger National Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Sep 17, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank in CimarronCommunity Bank · Cimarron · $10.3M CRE book
- United Bank and Trust CompanyCommunity Bank · Hampton · $10.3M CRE book
- The State BankCommunity Bank · Spirit Lake · $10.3M CRE book
- Perennial BankCommunity Bank · Darwin · $10.2M CRE book
- Citizens Bank & TrustCommunity Bank · Rock Port · $10.3M CRE book
Markets where The Granger National Bank lends
The Granger National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 17, 2026 · Sources: FFIEC CDR, county records, first-party conversations.