TX lenders / Community Bank
The First State Bank
Community Bank · Louise, TX · Louise Bancshares Inc
- Total assets
- $884.2M
- CRE loan book
- $256.3M
- QoQ CRE growth
- 0.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.67% as of Q1 2026 — TX bank median 6.76% (0.09pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.67% | 7.18% |
| Q4 2025 | 6.89% | 7.44% |
| Q3 2025 | 6.90% | 7.47% |
| Q2 2025 | 6.58% | 7.22% |
| Q1 2025 | 6.73% | 7.32% |
| Q4 2024 | 6.68% | 7.39% |
| Q3 2024 | 6.56% | 7.42% |
| Q2 2024 | 6.42% | 7.20% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $256.3M | $110.1M | $11.7M | 165% | $11.7M |
| Q4 2025 | $255.1M | $110.3M | $11.4M | 168% | $5.9M |
| Q3 2025 | $245.8M | $108.7M | $11.1M | 164% | $5.6M |
| Q2 2025 | $242.0M | $109.3M | $9.8M | 161% | $5.7M |
| Q1 2025 | $237.8M | $103.3M | $8.9M | 156% | $0 |
| Q4 2024 | $227.5M | $100.7M | $9.3M | 149% | $0 |
| Q3 2024 | $223.2M | $98.9M | $9.4M | 142% | $0 |
| Q2 2024 | $226.9M | $99.8M | $9.5M | 145% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- United Southern BankCommunity Bank · Umatilla · $256.4M CRE book
- City State BankCommunity Bank · Norwalk · $256.6M CRE book
- First State Bank NebraskaCommunity Bank · Lincoln · $254.6M CRE book
- Pioneer Bank & TrustCommunity Bank · Belle Fourche · $254.4M CRE book
- FNBC BankCommunity Bank · Ash Flat · $260.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.