TX lenders / Community Bank
The First State Bank
Community Bank · Columbus, TX · Columbus Bcorp Inc
- Total assets
- $153.9M
- CRE loan book
- $11.2M
- QoQ CRE growth
- -5.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.21% as of Q1 2026 — TX bank median 6.76% (0.55pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.21% | 6.75% |
| Q4 2025 | 6.32% | 6.89% |
| Q3 2025 | 6.29% | 6.91% |
| Q2 2025 | 6.18% | 6.81% |
| Q1 2025 | 6.03% | 6.72% |
| Q4 2024 | 6.21% | 6.86% |
| Q3 2024 | 6.18% | 6.96% |
| Q2 2024 | 6.05% | 6.87% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $11.2M | $3.9M | $0 | 21% | $0 |
| Q4 2025 | $11.9M | $4.4M | $0 | 24% | $0 |
| Q3 2025 | $11.2M | $4.0M | $0 | 22% | $0 |
| Q2 2025 | $10.7M | $4.0M | $0 | 22% | $0 |
| Q1 2025 | $10.7M | $3.9M | $0 | 22% | $0 |
| Q4 2024 | $11.1M | $4.3M | $0 | 24% | $0 |
| Q3 2024 | $11.1M | $4.1M | $0 | 23% | $0 |
| Q2 2024 | $11.5M | $4.2M | $0 | 25% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Integrity Bank PlusCommunity Bank · Wabasso · $11.3M CRE book
- Commercial Bank of MottCommunity Bank · Mott · $11.1M CRE book
- Town & Country BankCommunity Bank · Ravenna · $11.1M CRE book
- Bank of Calhoun CountyCommunity Bank · Hardin · $11.0M CRE book
- First National Bank Of NokomisCommunity Bank · Nokomis · $11.4M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.