RefiLoop Lender Data

IA lenders / Community Bank

Tri-Valley Bank

Community Bank · Randolph, IA

Total assets
$81.4M
CRE loan book
$11.0M
CRE concentration
116%
below the 300% supervisory guideline
QoQ CRE growth
5.8%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.39% as of Q1 2026 — TX bank median 4.87% (1.53pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.39%6.55%
Q4 20256.58%6.90%
Q3 20256.94%6.58%
Q2 20256.17%5.35%
Q1 20256.36%6.68%
Q4 20246.57%7.01%
Q3 20246.57%7.07%
Q2 20246.33%6.87%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$11.0M$2.2M$0116%$609,000
Q4 2025$10.4M$1.9M$0113%$615,000
Q3 2025$10.0M$1.4M$0109%$442,000
Q2 2025$9.7M$1.2M$0111%$648,000
Q1 2025$8.6M$1.5M$091%$0
Q4 2024$9.6M$1.6M$0104%$0
Q3 2024$9.2M$1.6M$0102%$0
Q2 2024$9.7M$2.2M$0108%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.