TX lenders / Community Bank
The First State Bank
Community Bank · Abernathy, TX · Turner Bancshares Inc
- Total assets
- $123.8M
- CRE loan book
- $23.5M
- QoQ CRE growth
- -6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 9.53% as of Q1 2026 — TX bank median 6.76% (2.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 9.53% | 10.17% |
| Q4 2025 | 9.91% | 10.33% |
| Q3 2025 | 9.97% | 11.49% |
| Q2 2025 | 9.90% | 10.71% |
| Q1 2025 | 9.27% | 10.40% |
| Q4 2024 | 9.48% | 11.10% |
| Q3 2024 | 9.55% | 11.24% |
| Q2 2024 | 9.36% | 11.34% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $23.5M | $3.6M | $0 | 138% | $0 |
| Q4 2025 | $25.1M | $3.4M | $0 | 149% | $0 |
| Q3 2025 | $24.5M | $4.0M | $0 | 149% | $0 |
| Q2 2025 | $24.6M | $5.3M | $0 | 154% | $0 |
| Q1 2025 | $22.6M | $4.9M | $0 | 144% | $0 |
| Q4 2024 | $18.5M | $4.0M | $0 | 122% | $0 |
| Q3 2024 | $17.2M | $3.4M | $0 | 112% | $0 |
| Q2 2024 | $14.5M | $3.2M | $0 | 96% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers State Bank of UnderwoodCommunity Bank · Underwood · $23.4M CRE book
- The First National Bank in TrinidadCommunity Bank · Trinidad · $23.4M CRE book
- Peoples Savings BankCommunity Bank · Wellsburg · $23.3M CRE book
- Farmers and Merchants Savings BankCommunity Bank · Iowa City · $23.3M CRE book
- First State Bank and Trust CompanyCommunity Bank · Carthage · $23.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.