CO lenders / Community Bank
The First National Bank in Trinidad
Community Bank · Trinidad, CO · Republic Trinidad Corp
- Total assets
- $256.0M
- CRE loan book
- $23.4M
- QoQ CRE growth
- -3.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.55% as of Q1 2026 — TX bank median 4.87% (0.69pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.55% | 5.59% |
| Q4 2025 | 5.69% | 5.72% |
| Q3 2025 | 5.66% | 5.70% |
| Q2 2025 | 5.54% | 5.64% |
| Q1 2025 | 5.26% | 5.34% |
| Q4 2024 | 5.43% | 5.46% |
| Q3 2024 | 5.33% | 5.41% |
| Q2 2024 | 5.17% | 5.24% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $23.4M | $6.7M | $1.5M | 53% | $0 |
| Q4 2025 | $24.2M | $6.8M | $1.5M | 53% | $0 |
| Q3 2025 | $25.6M | $8.3M | $1.5M | 60% | $733,000 |
| Q2 2025 | $26.4M | $8.5M | $1.5M | 62% | $24,000 |
| Q1 2025 | $25.1M | $7.5M | $1.5M | 59% | $24,000 |
| Q4 2024 | $25.8M | $7.9M | $1.8M | 63% | $25,000 |
| Q3 2024 | $27.6M | $8.3M | $1.8M | 66% | $260,000 |
| Q2 2024 | $26.9M | $7.7M | $1.8M | 65% | $32,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers State Bank of UnderwoodCommunity Bank · Underwood · $23.4M CRE book
- The First State BankCommunity Bank · Abernathy · $23.5M CRE book
- Peoples Savings BankCommunity Bank · Wellsburg · $23.3M CRE book
- Farmers and Merchants Savings BankCommunity Bank · Iowa City · $23.3M CRE book
- First State Bank and Trust CompanyCommunity Bank · Carthage · $23.2M CRE book
See all alternatives to The First National Bank in Trinidad →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.