TX lenders / Community Bank
The First National Bank of Hughes Springs
Community Bank · Hughes Springs, TX · Chalybeate Springs Corp
- Total assets
- $321.6M
- CRE loan book
- $52.8M
- QoQ CRE growth
- -6.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.44% as of Q1 2026 — TX bank median 6.76% (0.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.44% | 7.85% |
| Q4 2025 | 7.47% | 7.86% |
| Q3 2025 | 7.45% | 7.90% |
| Q2 2025 | 7.51% | 7.72% |
| Q1 2025 | 7.14% | 7.74% |
| Q4 2024 | 7.69% | 8.00% |
| Q3 2024 | 6.89% | 7.47% |
| Q2 2024 | 6.18% | 6.94% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $52.8M | $8.0M | $8.8M | 71% | $740,000 |
| Q4 2025 | $56.3M | $8.8M | $10.5M | 84% | $765,000 |
| Q3 2025 | $57.3M | $9.3M | $10.4M | 74% | $807,000 |
| Q2 2025 | $63.4M | $18.5M | $10.7M | 100% | $829,000 |
| Q1 2025 | $63.9M | $18.3M | $10.3M | 104% | $1.6M |
| Q4 2024 | $61.8M | $19.4M | $7.1M | 100% | $1.6M |
| Q3 2024 | $66.5M | $18.5M | $7.7M | 97% | $5.1M |
| Q2 2024 | $68.1M | $18.8M | $6.5M | 100% | $6.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers & Merchants Bank & TrustCommunity Bank · Marinette · $52.9M CRE book
- TBO BankCommunity Bank · Orrick · $52.9M CRE book
- Alliance BankCommunity Bank · Mondovi · $52.9M CRE book
- Ireland BankCommunity Bank · Malad City · $52.6M CRE book
- Security State Bank of MarineCommunity Bank · Marine On St. Croix · $52.5M CRE book
See all alternatives to The First National Bank of Hughes Springs →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.