TX lenders / Community Bank
The First National Bank of Granbury
Community Bank · Granbury, TX · First Granbury Bcorp
- Total assets
- $944.5M
- CRE loan book
- $214.8M
- QoQ CRE growth
- 4.0%
- Q1 2026
Recorded CRE activity — tarrant County
3 commercial deeds of trust recorded recently, verified from county records.
- Jun 22, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
- Jun 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.75% as of Q1 2026 — TX bank median 4.87% (1.88pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.75% | 6.80% |
| Q4 2025 | 7.00% | 7.06% |
| Q3 2025 | 6.99% | 7.03% |
| Q2 2025 | 6.95% | 6.98% |
| Q1 2025 | 6.71% | 6.75% |
| Q4 2024 | 6.64% | 6.69% |
| Q3 2024 | 6.68% | 6.69% |
| Q2 2024 | 6.42% | 6.48% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $214.8M | $91.7M | $17.9M | 158% | $1.2M |
| Q4 2025 | $206.6M | $91.8M | $18.1M | 149% | $1.1M |
| Q3 2025 | $209.8M | $89.3M | $18.3M | 150% | $476,000 |
| Q2 2025 | $196.0M | $80.0M | $18.4M | 142% | $694,000 |
| Q1 2025 | $189.6M | $75.8M | $16.9M | 139% | $723,000 |
| Q4 2024 | $196.5M | $84.5M | $16.6M | 151% | $755,000 |
| Q3 2024 | $197.0M | $85.3M | $16.8M | 152% | $727,000 |
| Q2 2024 | $181.2M | $87.2M | $12.2M | 142% | $806,000 |
The First National Bank of Granbury: frequently asked questions
- How large is The First National Bank of Granbury's commercial real estate loan book?
- As of Q1 2026, The First National Bank of Granbury reported $214.8M in commercial real estate loans out of $944.5M in total assets, per its FFIEC Call Report.
- Is The First National Bank of Granbury above the 300% CRE concentration guideline?
- The First National Bank of Granbury's CRE loans stood at 158% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The First National Bank of Granbury growing or shrinking its CRE lending?
- The First National Bank of Granbury's CRE loan book grew 4.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The First National Bank of Granbury in recorded CRE lending?
- 3 commercial deeds of trust naming The First National Bank of Granbury as lender have been recorded recently in tarrant County, verified from county records; the most recent was recorded Jun 22, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Solvay BankCommunity Bank · Solvay · $214.9M CRE book
- Peoples Exchange BankCommunity Bank · Winchester · $214.7M CRE book
- Mercer County State BankCommunity Bank · Sandy Lake · $215.5M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
See all alternatives to The First National Bank of Granbury →
Markets where The First National Bank of Granbury lends
The First National Bank of Granbury has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.