RefiLoop Lender Data

SC lenders / Community Bank

The Citizens Bank

Community Bank · Olanta, SC · Citizens Bancshares Corp

Total assets
$1.2B
CRE loan book
$213.3M
CRE concentration
88%
below the 300% supervisory guideline
QoQ CRE growth
-1.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$213.3M$47.1M$8.1M88%$0
Q4 2025$216.8M$53.2M$8.9M96%$133,000
Q3 2025$212.2M$51.0M$8.7M96%$0
Q2 2025$203.2M$45.9M$8.8M98%$190,000
Q1 2025$204.9M$45.4M$8.6M102%$201,000
Q4 2024$205.8M$53.4M$8.6M114%$0
Q3 2024$205.6M$51.9M$8.0M114%$12,000
Q2 2024$205.3M$57.3M$5.5M121%$207,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.