TX lenders / Community Bank
The First National Bank of Evant
Community Bank · Evant, TX
- Total assets
- $193.0M
- CRE loan book
- $16.0M
- QoQ CRE growth
- 14.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.65% as of Q1 2026 — TX bank median 6.76% (0.11pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.65% | 7.10% |
| Q4 2025 | 6.81% | 7.28% |
| Q3 2025 | 6.80% | 7.25% |
| Q2 2025 | 6.60% | 7.19% |
| Q1 2025 | 6.54% | 7.07% |
| Q4 2024 | 6.64% | 7.17% |
| Q3 2024 | 6.49% | 7.04% |
| Q2 2024 | 6.37% | 6.87% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.0M | $4.4M | $2.0M | 50% | $0 |
| Q4 2025 | $14.0M | $3.1M | $1.8M | 45% | $0 |
| Q3 2025 | $13.7M | $3.5M | $1.9M | 44% | $0 |
| Q2 2025 | $13.0M | $3.7M | $864,000 | 43% | $0 |
| Q1 2025 | $13.3M | $4.1M | $884,000 | 46% | $0 |
| Q4 2024 | $12.1M | $2.8M | $905,000 | 41% | $0 |
| Q3 2024 | $12.3M | $3.8M | $927,000 | 47% | $0 |
| Q2 2024 | $13.1M | $4.8M | $972,000 | 55% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Eagle Valley BankCommunity Bank · Griggsville · $16.0M CRE book
- Bank of RichmondvilleCommunity Bank · Cobleskill · $16.0M CRE book
- The Citizens-Farmers Bank of Cole CampCommunity Bank · Cole Camp · $16.1M CRE book
- The Farmers State BankCommunity Bank · Mcpherson · $16.1M CRE book
- First Farmers & Merchants State BankCommunity Bank · Brownsdale · $15.8M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.