RefiLoop Lender Data

NY lenders / Community Bank

Bank of Richmondville

Community Bank · Cobleskill, NY

Total assets
$192.9M
CRE loan book
$16.0M
CRE concentration
48%
below the 300% supervisory guideline
QoQ CRE growth
-0.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$16.0M$1.3M$9.7M48%$0
Q4 2025$16.0M$1.3M$9.1M46%$0
Q3 2025$15.7M$1.1M$9.2M46%$0
Q2 2025$16.8M$1.0M$9.4M47%$0
Q1 2025$17.3M$1.1M$9.6M49%$0
Q4 2024$18.1M$1.0M$10.3M52%$0
Q3 2024$18.7M$1.6M$10.3M53%$0
Q2 2024$16.4M$1.9M$7.5M42%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.