TX lenders / Community Bank
The First National Bank of Bastrop
Community Bank · Bastrop, TX · Bastrop Bancshares Inc
- Total assets
- $1.1B
- CRE loan book
- $305.4M
- QoQ CRE growth
- 4.4%
- Q1 2026
Recorded CRE activity — brazos County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 6, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.85% as of Q1 2026 — TX bank median 4.87% (1.98pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.85% | 6.76% |
| Q4 2025 | 7.07% | 7.08% |
| Q3 2025 | 7.13% | 7.17% |
| Q2 2025 | 6.94% | 6.98% |
| Q1 2025 | 6.78% | 6.87% |
| Q4 2024 | 6.63% | 6.76% |
| Q3 2024 | 6.67% | 6.78% |
| Q2 2024 | 6.32% | 6.49% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $305.4M | $97.5M | $9.3M | 170% | $248,000 |
| Q4 2025 | $292.5M | $91.3M | $9.7M | 167% | $259,000 |
| Q3 2025 | $301.9M | $91.6M | $9.7M | 170% | $272,000 |
| Q2 2025 | $301.6M | $86.2M | $9.7M | 181% | $328,000 |
| Q1 2025 | $295.3M | $82.8M | $9.4M | 177% | $338,000 |
| Q4 2024 | $288.5M | $81.9M | $9.5M | 177% | $246,000 |
| Q3 2024 | $289.8M | $86.9M | $13.8M | 180% | $214,000 |
| Q2 2024 | $278.8M | $92.0M | $13.8M | 174% | $247,000 |
Signals
The First National Bank of Bastrop: frequently asked questions
- How large is The First National Bank of Bastrop's commercial real estate loan book?
- As of Q1 2026, The First National Bank of Bastrop reported $305.4M in commercial real estate loans out of $1.1B in total assets, per its FFIEC Call Report.
- Is The First National Bank of Bastrop above the 300% CRE concentration guideline?
- The First National Bank of Bastrop's CRE loans stood at 170% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The First National Bank of Bastrop growing or shrinking its CRE lending?
- The First National Bank of Bastrop's CRE loan book grew 4.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The First National Bank of Bastrop in recorded CRE lending?
- 1 commercial deed of trust naming The First National Bank of Bastrop as lender has been recorded recently in brazos County, verified from county records; the most recent was recorded Jul 6, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- The Security National Bank of Sioux City, IowaCommunity Bank · Sioux City · $304.5M CRE book
- Hiawatha National BankCommunity Bank · Hager City · $307.1M CRE book
- The First National Bank and Trust Co., Chickasha, OklahomaCommunity Bank · Chickasha · $308.3M CRE book
- American State BankCommunity Bank · Arp · $309.3M CRE book
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Last updated Jul 6, 2026 · Sources: FFIEC CDR, county records, first-party conversations.