TX lenders / Community Bank
The Citizens National Bank of Hillsboro
Community Bank · Hillsboro, TX · Hillsboro Bancshares Inc
- Total assets
- $226.1M
- CRE loan book
- $21.2M
- QoQ CRE growth
- -10.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.20% as of Q1 2026 — TX bank median 6.76% (0.56pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.20% | 6.90% |
| Q4 2025 | 5.89% | 7.04% |
| Q3 2025 | 5.97% | 6.91% |
| Q2 2025 | 6.22% | 6.93% |
| Q1 2025 | 5.88% | 6.53% |
| Q4 2024 | 5.83% | 6.47% |
| Q3 2024 | 5.63% | 6.43% |
| Q2 2024 | 5.39% | 6.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $21.2M | $1.2M | $0 | 63% | $0 |
| Q4 2025 | $23.7M | $4.5M | $0 | 72% | $0 |
| Q3 2025 | $23.2M | $3.8M | $0 | 70% | $0 |
| Q2 2025 | $20.8M | $3.0M | $0 | 62% | $0 |
| Q1 2025 | $20.5M | $2.4M | $0 | 62% | $0 |
| Q4 2024 | $21.2M | $2.4M | $0 | 63% | $0 |
| Q3 2024 | $22.0M | $2.4M | $0 | 66% | $0 |
| Q2 2024 | $20.2M | $2.1M | $0 | 61% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- TruCommunity BankCommunity Bank · Garrison · $21.2M CRE book
- Fowler State BankCommunity Bank · Fowler · $21.5M CRE book
- State Bank of MissouriCommunity Bank · Concordia · $21.7M CRE book
- Sandhills State BankCommunity Bank · North Platte · $21.8M CRE book
- Farmers Trust and Savings BankCommunity Bank · Buffalo Center · $20.7M CRE book
See all alternatives to The Citizens National Bank of Hillsboro →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.