CO lenders / Community Bank
Fowler State Bank
Community Bank · Fowler, CO
- Total assets
- $152.2M
- CRE loan book
- $21.5M
- QoQ CRE growth
- -4.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.16% as of Q1 2026 — TX bank median 4.87% (2.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.16% | 7.42% |
| Q4 2025 | 7.84% | 8.49% |
| Q3 2025 | 7.79% | 7.62% |
| Q2 2025 | 7.11% | 8.04% |
| Q1 2025 | 7.16% | 7.83% |
| Q4 2024 | 6.29% | 7.33% |
| Q3 2024 | 6.61% | 8.25% |
| Q2 2024 | 7.02% | 7.64% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $21.5M | $6.5M | $0 | 30% | $1.6M |
| Q4 2025 | $22.5M | $7.0M | $0 | 34% | $1.6M |
| Q3 2025 | $22.7M | $7.8M | $0 | 37% | $2.4M |
| Q2 2025 | $22.0M | $7.3M | $0 | 35% | $858,000 |
| Q1 2025 | $21.2M | $7.0M | $0 | 35% | $928,000 |
| Q4 2024 | $23.0M | $6.7M | $2.2M | 46% | $864,000 |
| Q3 2024 | $21.4M | $6.4M | $2.2M | 44% | $0 |
| Q2 2024 | $21.2M | $6.3M | $2.2M | 54% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- LNB Community BankCommunity Bank · Lynnville · $21.6M CRE book
- State Bank of MissouriCommunity Bank · Concordia · $21.7M CRE book
- Sandhills State BankCommunity Bank · North Platte · $21.8M CRE book
- Hamlin Bank and Trust CompanyCommunity Bank · Smethport · $22.0M CRE book
- The Seiling State BankCommunity Bank · Seiling · $22.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.