TX lenders / Community Bank
The American National Bank of Texas
Community Bank · Terrell, TX · A N B Holding Co Ltd
- Total assets
- $5.5B
- CRE loan book
- $2.1B
- QoQ CRE growth
- 3.4%
- Q1 2026
Recorded CRE activity — collin County
3 commercial deeds of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
10 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.88% (8 variable / 2 fixed) · $4.0M total approved.
Borrower cities: Fort Worth (3), Dallas (2), Mckinney, Allen, Rowlett, Arlington.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 20, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.83% as of Q1 2026 — TX bank median 6.76% (0.92pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.83% | 5.70% |
| Q4 2025 | 5.99% | 5.87% |
| Q3 2025 | 6.00% | 5.81% |
| Q2 2025 | 5.90% | 5.70% |
| Q1 2025 | 5.89% | 5.72% |
| Q4 2024 | 5.95% | 5.77% |
| Q3 2024 | 5.95% | 5.72% |
| Q2 2024 | 5.79% | 5.54% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $459.8M | $240.8M | 256% | $874,000 |
| Q4 2025 | $2.0B | $421.6M | $239.3M | 251% | $600,000 |
| Q3 2025 | $2.1B | $522.2M | $182.8M | 259% | $622,000 |
| Q2 2025 | $2.0B | $473.0M | $197.4M | 246% | $576,000 |
| Q1 2025 | $2.0B | $455.6M | $212.2M | 239% | $825,000 |
| Q4 2024 | $1.9B | $443.2M | $202.1M | 234% | $524,000 |
| Q3 2024 | $1.9B | $399.6M | $204.7M | 222% | $529,000 |
| Q2 2024 | $1.8B | $425.1M | $162.3M | 222% | $957,000 |
Signals
CRE hiring
- Construction Loan Draw Administrator — DFWJun 3, 2026
- Commercial Lending Assistant — DFWMay 21, 2026
The American National Bank of Texas: frequently asked questions
- How large is The American National Bank of Texas's commercial real estate loan book?
- As of Q1 2026, The American National Bank of Texas reported $2.1B in commercial real estate loans out of $5.5B in total assets, per its FFIEC Call Report.
- Is The American National Bank of Texas above the 300% CRE concentration guideline?
- The American National Bank of Texas's CRE loans stood at 256% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The American National Bank of Texas growing or shrinking its CRE lending?
- The American National Bank of Texas's CRE loan book grew 3.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The American National Bank of Texas in recorded CRE lending?
- 3 commercial deeds of trust naming The American National Bank of Texas as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Fidelity BankCommunity Bank · Fuquay Varina · $2.1B CRE book
- Sunflower Bank, National AssociationCommunity Bank · Dallas · $2.1B CRE book
- First International Bank & TrustCommunity Bank · Watford City · $2.2B CRE book
- State Bank of TexasCommunity Bank · Irving · $2.2B CRE book
- Bar Harbor Bank & TrustCommunity Bank · Bar Harbor · $2.0B CRE book
See all alternatives to The American National Bank of Texas →
Markets where The American National Bank of Texas lends
The American National Bank of Texas has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.