TX lenders / Community Bank
Texas Regional Bank
Community Bank · Harlingen, TX · Texas State Bankshares Inc
- Total assets
- $3.0B
- CRE loan book
- $1.1B
- QoQ CRE growth
- 2.5%
- Q1 2026
Recorded CRE activity — harris County
5 commercial deeds of trust recorded recently, verified from county records.
- Aug 19, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 24, 2026 · unknownundisclosed
- Jun 10, 2026 · unknownundisclosed
- Jun 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.69% as of Q1 2026 — TX bank median 4.87% (1.82pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.69% | 6.71% |
| Q4 2025 | 6.88% | 6.90% |
| Q3 2025 | 6.95% | 7.02% |
| Q2 2025 | 6.97% | 7.08% |
| Q1 2025 | 6.49% | 6.64% |
| Q4 2024 | 6.70% | 6.89% |
| Q3 2024 | 6.41% | 6.63% |
| Q2 2024 | 6.33% | 6.51% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $323.4M | $128.1M | 302% | $9.1M |
| Q4 2025 | $1.1B | $307.9M | $130.9M | 297% | $424,000 |
| Q3 2025 | $1.0B | $280.5M | $120.2M | 279% | $333,000 |
| Q2 2025 | $994.4M | $277.3M | $115.7M | 296% | $350,000 |
| Q1 2025 | $924.4M | $270.3M | $114.0M | 275% | $144,000 |
| Q4 2024 | $893.4M | $269.1M | $97.1M | 267% | $607,000 |
| Q3 2024 | $867.7M | $270.4M | $81.1M | 256% | $3.5M |
| Q2 2024 | $910.3M | $285.9M | $81.5M | 272% | $4.0M |
Texas Regional Bank: frequently asked questions
- How large is Texas Regional Bank's commercial real estate loan book?
- As of Q1 2026, Texas Regional Bank reported $1.1B in commercial real estate loans out of $3.0B in total assets, per its FFIEC Call Report.
- Is Texas Regional Bank above the 300% CRE concentration guideline?
- Texas Regional Bank's CRE loans stood at 302% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Texas Regional Bank growing or shrinking its CRE lending?
- Texas Regional Bank's CRE loan book grew 2.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Regional Bank in recorded CRE lending?
- 5 commercial deeds of trust naming Texas Regional Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 19, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Guaranty BankCommunity Bank · Hammond · $1.1B CRE book
- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- First Farmers Bank & Trust Co.Community Bank · Converse · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
Markets where Texas Regional Bank lends
Texas Regional Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Aug 19, 2026 · Sources: FFIEC CDR, county records, first-party conversations.