TX lenders / Community Bank
Texas Regional Bank
Community Bank · Harlingen, TX · Texas State Bankshares Inc
- Total assets
- $3.0B
- CRE loan book
- $1.1B
- QoQ CRE growth
- 2.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.69% as of Q1 2026 — TX bank median 6.76% (0.07pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.69% | 6.71% |
| Q4 2025 | 6.88% | 6.90% |
| Q3 2025 | 6.95% | 7.02% |
| Q2 2025 | 6.97% | 7.08% |
| Q1 2025 | 6.49% | 6.64% |
| Q4 2024 | 6.70% | 6.89% |
| Q3 2024 | 6.41% | 6.63% |
| Q2 2024 | 6.33% | 6.51% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $323.4M | $128.1M | 302% | $9.1M |
| Q4 2025 | $1.1B | $307.9M | $130.9M | 297% | $424,000 |
| Q3 2025 | $1.0B | $280.5M | $120.2M | 279% | $333,000 |
| Q2 2025 | $994.4M | $277.3M | $115.7M | 296% | $350,000 |
| Q1 2025 | $924.4M | $270.3M | $114.0M | 275% | $144,000 |
| Q4 2024 | $893.4M | $269.1M | $97.1M | 267% | $607,000 |
| Q3 2024 | $867.7M | $270.4M | $81.1M | 256% | $3.5M |
| Q2 2024 | $910.3M | $285.9M | $81.5M | 272% | $4.0M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Guaranty BankCommunity Bank · Hammond · $1.1B CRE book
- First Community BankCommunity Bank · Bluefield · $1.1B CRE book
- Guaranty Bank and Trust CompanyCommunity Bank · Belzoni · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
- First Farmers Bank & Trust Co.Community Bank · Converse · $1.1B CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.