TX lenders / Community Bank
Texas National Bank of Jacksonville
Community Bank · Jacksonville, TX · East Texas Financial Corp
- Total assets
- $854.4M
- CRE loan book
- $294.0M
- QoQ CRE growth
- 2.5%
- Q1 2026
Recorded CRE activity — smith County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.10% as of Q1 2026 — TX bank median 6.76% (0.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.10% | 7.30% |
| Q4 2025 | 7.03% | 7.30% |
| Q3 2025 | 6.99% | 7.28% |
| Q2 2025 | 6.99% | 7.27% |
| Q1 2025 | 6.70% | 7.01% |
| Q4 2024 | 6.72% | 6.98% |
| Q3 2024 | 6.52% | 6.84% |
| Q2 2024 | 6.34% | 6.69% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $294.0M | $47.5M | $10.9M | 198% | $2.6M |
| Q4 2025 | $286.7M | $41.2M | $11.0M | 165% | $10.7M |
| Q3 2025 | $287.3M | $35.7M | $15.7M | 163% | $10.6M |
| Q2 2025 | $286.9M | $35.1M | $15.8M | 165% | $0 |
| Q1 2025 | $296.0M | $36.4M | $16.3M | 177% | $1.4M |
| Q4 2024 | $306.2M | $42.6M | $17.3M | 189% | $1.3M |
| Q3 2024 | $302.2M | $50.8M | $12.2M | 196% | $235,000 |
| Q2 2024 | $307.2M | $47.1M | $12.3M | 193% | $233,000 |
Texas National Bank of Jacksonville: frequently asked questions
- How large is Texas National Bank of Jacksonville's commercial real estate loan book?
- As of Q1 2026, Texas National Bank of Jacksonville reported $294.0M in commercial real estate loans out of $854.4M in total assets, per its FFIEC Call Report.
- Is Texas National Bank of Jacksonville above the 300% CRE concentration guideline?
- Texas National Bank of Jacksonville's CRE loans stood at 198% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas National Bank of Jacksonville growing or shrinking its CRE lending?
- Texas National Bank of Jacksonville's CRE loan book grew 2.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas National Bank of Jacksonville in recorded CRE lending?
- 3 commercial deeds of trust naming Texas National Bank of Jacksonville as lender have been recorded recently in smith County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
- Central Penn Bank & TrustCommunity Bank · Mifflinburg · $289.7M CRE book
- United Bank of UnionCommunity Bank · Union · $289.1M CRE book
- United Prairie BankCommunity Bank · Mountain Lake · $288.9M CRE book
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
See all alternatives to Texas National Bank of Jacksonville →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.