TX lenders / Community Bank
Texas National Bank
Community Bank · Mercedes, TX · Tnb Bancshares Inc
- Total assets
- $1.2B
- CRE loan book
- $432.6M
- QoQ CRE growth
- 3.9%
- Q1 2026
Recorded CRE activity — harris County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 27, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jun 29, 2026 · landundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.96% as of Q1 2026 — TX bank median 4.87% (3.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.96% | 7.82% |
| Q4 2025 | 8.03% | 8.13% |
| Q3 2025 | 8.27% | 8.15% |
| Q2 2025 | 8.12% | 8.20% |
| Q1 2025 | 8.02% | 7.93% |
| Q4 2024 | 8.46% | 8.44% |
| Q3 2024 | 8.04% | 8.00% |
| Q2 2024 | 8.12% | 8.08% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $432.6M | $130.6M | $59.9M | 268% | $659,000 |
| Q4 2025 | $416.5M | $127.6M | $64.6M | 267% | $201,000 |
| Q3 2025 | $400.9M | $116.3M | $71.8M | 276% | $148,000 |
| Q2 2025 | $379.8M | $108.6M | $79.6M | 274% | $128,000 |
| Q1 2025 | $376.0M | $112.6M | $77.7M | 286% | $176,000 |
| Q4 2024 | $367.0M | $101.6M | $78.2M | 288% | $1.4M |
| Q3 2024 | $366.2M | $109.8M | $79.7M | 291% | $2.4M |
| Q2 2024 | $317.5M | $100.3M | $60.7M | 258% | $2.4M |
Texas National Bank: frequently asked questions
- How large is Texas National Bank's commercial real estate loan book?
- As of Q1 2026, Texas National Bank reported $432.6M in commercial real estate loans out of $1.2B in total assets, per its FFIEC Call Report.
- Is Texas National Bank above the 300% CRE concentration guideline?
- Texas National Bank's CRE loans stood at 268% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas National Bank growing or shrinking its CRE lending?
- Texas National Bank's CRE loan book grew 3.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas National Bank in recorded CRE lending?
- 6 commercial deeds of trust naming Texas National Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 27, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- County National BankCommunity Bank · Hillsdale · $432.6M CRE book
- Generations BankCommunity Bank · Rogers · $434.8M CRE book
- Liberty National BankCommunity Bank · Lawton · $435.1M CRE book
- Landmark National BankCommunity Bank · Manhattan · $426.7M CRE book
- Peoples Bank and Trust CompanyCommunity Bank · Mcpherson · $425.5M CRE book
Markets where Texas National Bank lends
Texas National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 27, 2026 · Sources: FFIEC CDR, county records, first-party conversations.