TX lenders / Community Bank
Texas National Bank
Community Bank · Mercedes, TX · Tnb Bancshares Inc
- Total assets
- $1.2B
- CRE loan book
- $432.6M
- QoQ CRE growth
- 3.9%
- Q1 2026
Recorded CRE activity — hidalgo County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.96% as of Q1 2026 — TX bank median 6.76% (1.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.96% | 7.82% |
| Q4 2025 | 8.03% | 8.13% |
| Q3 2025 | 8.27% | 8.15% |
| Q2 2025 | 8.12% | 8.20% |
| Q1 2025 | 8.02% | 7.93% |
| Q4 2024 | 8.46% | 8.44% |
| Q3 2024 | 8.04% | 8.00% |
| Q2 2024 | 8.12% | 8.08% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $432.6M | $130.6M | $59.9M | 268% | $659,000 |
| Q4 2025 | $416.5M | $127.6M | $64.6M | 267% | $201,000 |
| Q3 2025 | $400.9M | $116.3M | $71.8M | 276% | $148,000 |
| Q2 2025 | $379.8M | $108.6M | $79.6M | 274% | $128,000 |
| Q1 2025 | $376.0M | $112.6M | $77.7M | 286% | $176,000 |
| Q4 2024 | $367.0M | $101.6M | $78.2M | 288% | $1.4M |
| Q3 2024 | $366.2M | $109.8M | $79.7M | 291% | $2.4M |
| Q2 2024 | $317.5M | $100.3M | $60.7M | 258% | $2.4M |
Texas National Bank: frequently asked questions
- How large is Texas National Bank's commercial real estate loan book?
- As of Q1 2026, Texas National Bank reported $432.6M in commercial real estate loans out of $1.2B in total assets, per its FFIEC Call Report.
- Is Texas National Bank above the 300% CRE concentration guideline?
- Texas National Bank's CRE loans stood at 268% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas National Bank growing or shrinking its CRE lending?
- Texas National Bank's CRE loan book grew 3.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas National Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Texas National Bank as lender have been recorded recently in hidalgo County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- County National BankCommunity Bank · Hillsdale · $432.6M CRE book
- Liberty National BankCommunity Bank · Lawton · $435.1M CRE book
- Security Bank & Trust CompanyCommunity Bank · Glencoe · $429.4M CRE book
- Peoples Bank and Trust CompanyCommunity Bank · Mcpherson · $425.5M CRE book
- Northfield Savings BankCommunity Bank · Northfield · $424.7M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.