TX lenders / Community Bank
Texas Bank and Trust Company
Community Bank · Longview, TX · Rj Pope Management Gp Llc
- Total assets
- $4.5B
- CRE loan book
- $2.1B
- QoQ CRE growth
- -1.4%
- Q1 2026
Recorded CRE activity — collin County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
- Jun 30, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.66% as of Q1 2026 — TX bank median 6.76% (1.09pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.66% | 5.75% |
| Q4 2025 | 5.75% | 5.84% |
| Q3 2025 | 5.62% | 5.73% |
| Q2 2025 | 5.42% | 5.58% |
| Q1 2025 | 5.23% | 5.36% |
| Q4 2024 | 5.33% | 5.48% |
| Q3 2024 | 5.21% | 5.40% |
| Q2 2024 | 5.08% | 5.26% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $359.3M | $270.4M | 283% | $818,000 |
| Q4 2025 | $2.2B | $384.8M | $272.3M | 291% | $3.3M |
| Q3 2025 | $2.2B | $438.3M | $225.1M | 307% | $28,000 |
| Q2 2025 | $2.2B | $421.8M | $227.4M | 319% | $128,000 |
| Q1 2025 | $2.2B | $436.0M | $264.7M | 330% | $130,000 |
| Q4 2024 | $2.2B | $465.9M | $227.4M | 332% | $0 |
| Q3 2024 | $2.2B | $557.7M | $183.0M | 347% | $1.6M |
| Q2 2024 | $2.2B | $634.7M | $118.2M | 346% | $580,000 |
Texas Bank and Trust Company: frequently asked questions
- How large is Texas Bank and Trust Company's commercial real estate loan book?
- As of Q1 2026, Texas Bank and Trust Company reported $2.1B in commercial real estate loans out of $4.5B in total assets, per its FFIEC Call Report.
- Is Texas Bank and Trust Company above the 300% CRE concentration guideline?
- Texas Bank and Trust Company's CRE loans stood at 283% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas Bank and Trust Company growing or shrinking its CRE lending?
- Texas Bank and Trust Company's CRE loan book shrank 1.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Bank and Trust Company in recorded CRE lending?
- 3 commercial deeds of trust naming Texas Bank and Trust Company as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Fidelity BankCommunity Bank · Fuquay Varina · $2.1B CRE book
- First International Bank & TrustCommunity Bank · Watford City · $2.2B CRE book
- Sunflower Bank, National AssociationCommunity Bank · Dallas · $2.1B CRE book
- State Bank of TexasCommunity Bank · Irving · $2.2B CRE book
- Bar Harbor Bank & TrustCommunity Bank · Bar Harbor · $2.0B CRE book
Markets where Texas Bank and Trust Company lends
Texas Bank and Trust Company has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.