TX lenders / Community Bank
Normangee State Bank
Community Bank · Normangee, TX · Normangee Bancshares Inc
- Total assets
- $173.2M
- CRE loan book
- $28.0M
- QoQ CRE growth
- -4.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 6.76% (0.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 7.08% |
| Q4 2025 | 6.64% | 6.82% |
| Q3 2025 | 7.41% | 7.50% |
| Q2 2025 | 7.72% | 7.72% |
| Q1 2025 | 7.50% | 7.52% |
| Q4 2024 | 7.83% | 7.82% |
| Q3 2024 | 7.69% | 7.55% |
| Q2 2024 | 7.63% | 7.63% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $28.0M | $1.5M | $3.1M | 112% | $0 |
| Q4 2025 | $29.3M | $2.0M | $3.1M | 118% | $0 |
| Q3 2025 | $28.5M | $1.8M | $3.2M | 114% | $0 |
| Q2 2025 | $27.7M | $1.1M | $3.2M | 113% | $0 |
| Q1 2025 | $22.5M | $1.6M | $3.3M | 93% | $0 |
| Q4 2024 | $23.5M | $1.9M | $3.3M | 98% | $0 |
| Q3 2024 | $21.7M | $1.8M | $3.3M | 90% | $0 |
| Q2 2024 | $20.3M | $699,000 | $3.4M | 87% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Exchange Bank and Trust Company, Natchitoches, LouisianaCommunity Bank · Natchitoches · $28.1M CRE book
- Patterson State BankCommunity Bank · Patterson · $28.1M CRE book
- Citizens National Bank at BrownwoodCommunity Bank · Brownwood · $27.8M CRE book
- Muenster State BankCommunity Bank · Muenster · $28.3M CRE book
- Sicily Island State BankCommunity Bank · Sicily Island · $28.4M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.