TX lenders / Community Bank
National Bank & Trust
Community Bank · La Grange, TX · First La Grange Bancshares Employee Stk Ownership Plan With 401 K Provisions
- Total assets
- $245.6M
- CRE loan book
- $79.2M
- QoQ CRE growth
- 4.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.54% as of Q1 2026 — TX bank median 6.76% (0.22pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.54% | 6.55% |
| Q4 2025 | 6.78% | 6.80% |
| Q3 2025 | 6.71% | 6.75% |
| Q2 2025 | 6.52% | 6.57% |
| Q1 2025 | 6.30% | 6.33% |
| Q4 2024 | 6.11% | 6.39% |
| Q3 2024 | 6.11% | 6.30% |
| Q2 2024 | 5.61% | 5.70% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $79.2M | $33.7M | $1.9M | 223% | $0 |
| Q4 2025 | $75.5M | $32.7M | $1.6M | 212% | $0 |
| Q3 2025 | $73.6M | $30.2M | $729,000 | 198% | $0 |
| Q2 2025 | $74.6M | $27.1M | $731,000 | 232% | $0 |
| Q1 2025 | $72.0M | $26.2M | $732,000 | 211% | $0 |
| Q4 2024 | $60.2M | $22.3M | $704,000 | 163% | $0 |
| Q3 2024 | $58.3M | $20.4M | $387,000 | 119% | $0 |
| Q2 2024 | $56.9M | $23.7M | $389,000 | 115% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.